13 Douglas Rd, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 13 Douglas Rd, Gardner, MA 01440 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,976 sqft · built 1916
Lot Size	0.293 acres (12,755 sqft)
Owner	Individual Name on File
Last Sale	$96,900 (Dec 1995)
Tax Bill	$4,510 (2025)
Deeds & Mortgages	Oct 2022 Refinance May 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:L-25 B:0028 L:0052`

Property Details

APN / Parcel Number

Primary APN	`M:L-25 B:0028 L:0052`
Alternative APN	`GARD M:M27 B:22 L:52`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,976 sqft Living Area
Gross Area	3,362 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Slate
Lot Area	12,755 sqft (0.293 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	13 DOUGLAS RD
City	GARDNER
State	MA
Zip	01440-1814
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Subdivision	FAIRVIEW
Legal Block	22
Legal Lot Number	52
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	3
Census Block	3015
Census Tract	707400

Owner

Source: Worcester County and Gardner City records · APN M:L-25 B:0028 L:0052

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	13 DOUGLAS RD, GARDNER, MA 01440-1814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance TOTAL MORTGAGE SERVICES LLC
May 16, 2022	Quit Claim Deed, Transfer Quitclaim
Jul 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GFA FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 13, 1995 · Amount on Record
Deed Sale	Dec 13, 1995 · Amount on Record
Deed Book / Page	17539 / 296
Last Transfer Date	May 11, 2022
Transfer Doc	067593-129
Record Updated	Jun 08, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	13 DOUGLAS RD, GARDNER, MA 01440-1814
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068388-205
Date	Oct 24, 2022
Book Page	68388/205
Instrument	114772

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	May 16, 2022
Property Address	13 DOUGLAS RD, GARDNER, MA 01440-1814
Document Number	067593-129
Book / Page	67593 / 129
Instrument Date	May 11, 2022
Instrument	52891
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 DOUGLAS RD, GARDNER, MA 01440-1814

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	13 DOUGLAS RD, GARDNER, MA 01440-1814
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62849-179
Date	Jul 22, 2020
Book Page	62849/179
Instrument	79220

Lender

Name	GFA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2035

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,510.00 (+9.12%)	$314,100 (+13.93%) Land $70,200 Building $243,900
2024	$4,133.00 (+2.53%)	$275,700 (+10.32%) Land $63,800 Building $211,900
2023	$4,031.00	$249,900 Land $62,900 Building $187,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

13 Douglas Rd, Gardner, MA 01440 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2022: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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Nearby Streets

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