13 Diamond Dr, Key West, FL 33040 Property Records

Monroe County property record for 13 Diamond Dr, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,692 sqft · built 1985
Lot Size0.183 acres (8,000 sqft)
Owner2 Individual Names on Record
Last Sale$178,500 (Apr 1995)
Tax Bill$2,693 (2024)
Deeds & MortgagesDec 2017 Line of Credit
Flood ZoneZone AE (high risk)
APN00155890-000000

Property Details

APN / Parcel Number

Primary APN00155890-000000
Alternative APNs
  • 22672600155890000000
  • 1201316

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,692 sqft Living Area
1st Floor Area1,692 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2004
Exterior MaterialOther
Construction TypeWood
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,000 sqft (0.183 acres)
Garage TypeCarport
CarportCarport

Exterior Amenities

Pool TypePublic / Commercial Pool
PorchOpen Porch
Porch Area644 sqft
Deck Area1,000 sqft
Patio Area1,480 sqft
FenceFence
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1201316
Old Parcel Number22672600155890000000
Street Address13 DIAMOND DR
CityKEY WEST
StateFL
Zip33040-5633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 7 LT 13 PORPOISE POINT SECTION 5 BIG COPPITT KEY PB5-119 OR481-138/39 OR708-624 OR776-666 OR768-645/46 OR881-1530
Legal Range26E
Legal Township67S
Legal Section22
Legal SubdivisionPORPOISE POINT SEC 5
Legal Block7
Legal Lot Number13
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1008
Census Tract971700

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address13 DIAMOND DR, KEY WEST, FL 33040-5633
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 26, 1995 · Amount on Record
Deed SaleApr 26, 1995 · Amount on Record
Deed Document Number0135001673
Deed Book / Page01350 / 01673
Record UpdatedJun 8, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address13 DIAMOND DR, KEY WEST, FL 33040-5633
Document Number0028931009
Instrument DateDec 29, 2017
Transaction TypeMortgage
Record UpdatedAug 31, 2018
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 DIAMOND DR KEY WEST FL 330405633, KEY WEST, FL 33040-5633

Mortgage

Document Number0028931009
DateFeb 26, 2018
Book Page002893/001009
Instrument2156869
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 25, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$271,406 (+5.99%)$857,796 (+5.34%) Land $564,000 Building $293,796
2024$2,693.00 (+5.82%)
2023$2,545.00 (+2.75%) Homeowner's exemption$256,076 (+3%)$814,276 (+21.47%) Land $488,000 Building $326,276
2022$2,477.00 Homeowner's exemption$248,618$670,376 Land $336,000 Building $334,376

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 243 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies245 units insured
incl. 2 condo units
Nearby Flood Claims456 (1980–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 56 claims
  • Hurricane Wilma, Oct 2005 · 178 claims
  • Hurricane Georges, Sep 1998 · 180 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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