13 Davis Dr, Silver Bay, MN 55614 Property Records

Lake County property record for 13 Davis Dr, Silver Bay, MN 55614

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1953
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$97,500 (Jul 2019)
Tax Bill	$1,306 (2026)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
APN	`22-7450-09390`

Property Details

APN / Parcel Number

Primary APN	`22-7450-09390`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Gross Area
1st Floor Area	864 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Material	Wood
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	114 ft deep x 81 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Pool Type	Pool with Hot Tub/Spa
Deck Area	20 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	13 DAVIS DR
City	SILVER BAY
State	MN
Zip	55614-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39 BLOCK 9
Legal Subdivision	SILVER BAY 2ND DIV
Legal Block	9
Legal Lot Number	39
Jurisdiction	LAKE MN
Township / Civil Division	SILVER BAY
Census Block Group	3
Census Block	3010
Census Tract	370300

Owner

13 Davis Dr is owned and occupied by an individual who bought it in July 2019.

Source: Lake County records, as of October 22, 2026

Owner of Record	Individual Name on File
Mailing Address	13 DAVIS DR, SILVER BAY, MN 55614-1332
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2019 · Amount on File
Deed Sale	Jul 30, 2019 · Amount on File
Prior Sale	Jun 10, 2016 · Amount on File
Deed Document Number	201945875
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Jul 30, 2019
Property Address	13 DAVIS DR, SILVER BAY, MN 55614-1332
Document Number	T000045875
Instrument Date	Jul 26, 2019
Instrument	T000045875
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 DAVIS DR, SILVER BAY, MN 55614-1332

Mortgage

Document Number	T000045876
Date	Jul 30, 2019
Instrument	T000045876

Lender

Name	NORTH SHORE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 13 Davis Dr was $1,306 with a homeowner's exemption.

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Silver Bay City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,306.00 Homeowner's exemption	$158,500 Land $18,800 Building $139,700	$158,500 Land $18,800 Building $139,700
2023		$173,300 Land $18,800 Building $154,500	$173,300 Land $18,800 Building $154,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 13 Davis Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Davis Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Silver Bay serves 1,826 people · EPA ID MN1380003
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50