Albany County and Colonie Town property record for 13 David Rd, Latham, NY 12110
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,642 sqft · built 1951 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,797 (2026) |
| Deeds & Mortgages | May 2026 Reverse Mortgage May 2026 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 18.8-2-81 |
| Primary APN | 012689 18.8-2-81 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,642 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Upper Floors Area | 562 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Carport |
| Garage Area | 350 sqft |
| Carport | Carport |
| Carport Area | 350 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 64 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01800800020810000000 |
|---|---|
| Street Address | 13 DAVID RD |
| City | LATHAM |
| State | NY |
| Zip | 12110-2405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | LOT 25 BK K N-17 E-11 C-52-67 |
| Legal Block | 2 |
| Legal Lot Number | 81.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 13512 |
Source: Albany County and Colonie Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13 DAVID RD, LATHAM, NY 12110-2405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 29, 2026 | Deed of Trust, Mortgage · Reverse Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| May 29, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FAREVERSE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | May 29, 2026 |
| Property Address | 13 DAVID RD, LATHAM, NY 12110-2405 |
| Document Number | 0000010047 |
| Instrument Date | May 11, 2026 |
| Instrument | 202610047 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | EQUITY SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 13 DAVID RD, LATHAM, NY 12110-2405 |
| Document Number | 0000010047, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 202610047 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 868 Months |
| Due | Sep 30, 2098 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | May 29, 2026 |
| Property Address | 13 DAVID RD, LATHAM, NY 12110-2405 |
| Document Number | 0000000046 |
| Instrument Date | May 11, 2026 |
| Instrument | 202610046 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | EQUITY SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 13 DAVID RD, LATHAM, NY 12110-2405 |
| Document Number | 0000010046, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 202610046 |
| Name | FAREVERSE LLC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 868 Months |
| Due | Sep 30, 2098 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | North Colonie Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,797.00 (+59.46%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $1,754.00 (+24.84%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $92,700 (-) Land $23,200 Building $69,500 | $212,100 (+16.67%) Land $53,082 Building $159,018 |
| 2023 | $92,700 (-) Land $23,200 Building $69,500 | $181,800 (+9.33%) Land $45,499 Building $136,301 | |
| 2022 | $92,700 Land $23,200 Building $69,500 | $166,278 Land $41,614 Building $124,664 | |
| 2021 | $1,405.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
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