13 Cumberland Rd, Hamilton (Trenton), NJ 08690 Property Records

Mercer County and Hamilton Township property record for 13 Cumberland Rd, Hamilton, NJ 08690

Property Summary

Property Type	Single Family Home
Details	1,148 sqft · built 1952
Lot Size	0.158 acres (6,900 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Aug 2019)
Tax Bill	$7,442 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-01955-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`03-01955-0000-00005`
Alternative APNs	`0301046000000072` `030195500005`

Interior

Stories	1 Story
Building Area	1,148 sqft Living Area
1st Floor Area	1,148 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	6,900 sqft (0.158 acres)
Lot Dimensions	115 ft deep x 60 ft wide

Location & Zoning

Old Parcel Number	0301046000000072
Street Address	13 CUMBERLAND RD
City	TRENTON
State	NJ
Zip	08690-2124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	09347-C39
Legal Subdivision	HAMILTON SQUARE PARK SEC 02
Legal Block	1955
Legal Lot Number	5
Jurisdiction	MERCER NJ
Township / Civil Division	HAMILTON
Census Block Group	4
Census Block	4003
Census Tract	3002

Owner

13 Cumberland Rd is owned and occupied by two individuals who bought it in August 2019.

Source: Mercer County and Hamilton Township records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13 CUMBERLAND RD, TRENTON, NJ 08690-2124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE
Nov 9, 2023	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC
Nov 3, 2021	Deed of Trust, Mortgage · VA Mortgage CONTOUR MORTGAGE CORP
Aug 13, 2019	Deed, Transfer ALLSTATES TITLE SERVICE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2019 · Amount on File
Deed Sale	Aug 13, 2019 · Amount on File
Prior Sale	Dec 31, 2015 · Amount on File
Deed Document Number	201934601
Deed Book / Page	6377 / 893
Prior Transfer Date	Oct 12, 2010
Prior Transfer Doc	0011230027
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Recording Date	Aug 27, 2026
Property Address	13 CUMBERLAND RD, TRENTON, NJ 08690-2124
Document Number	0000034179
Book / Page	12074 / 975
Instrument Date	Aug 6, 2026
Instrument	202634179
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 CUMBERLAND RD, TRENTON, NJ 08690-2124

Mortgage

Document Number	0000034179,
Date	Aug 27, 2026
Book Page	12074/975
Instrument	202634179

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 6, 2046

Interest

Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	13 CUMBERLAND RD, HAMILTON, NJ 08690-2124
Transaction Type	Mortgage
Record Updated	Nov 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038579
Date	Nov 9, 2023
Book Page	11842/838
Instrument	2023038579

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Nov 30, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	13 CUMBERLAND RD, HAMILTON, NJ 08690-2124
Transaction Type	Mortgage
Record Updated	Nov 19, 2021
Title Company	ALLSTATES TITLE SERVICES INC, ALLSTATES TITLE SERVICE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066034
Date	Nov 3, 2021
Book Page	11681/246
Instrument	2021066034

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company
Address	11539

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER NJ
Recording Date	Aug 13, 2019
Property Address	13 CUMBERLAND RD, HAMILTON, NJ 08690-2124
Document Number	0000034601
Book / Page	06377 / 0893
Instrument Date	Aug 12, 2019
Instrument	2019034601
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	ALLSTATES TITLE SERVICE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 BIRTIN AVE, 41, HAMILTON, NJ 08619-1805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 CUMBERLAND RD, HAMILTON, NJ 08690-2124

Tax Assessment & Valuation

The 2025 property tax bill for 13 Cumberland Rd was $7,442 with a veteran's exemption, up 9.1% from the year before.

Source: Mercer County and Hamilton Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Hamilton Township
Unified School District	Hamilton Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,700 (-) Land $84,000 Building $116,700	$200,700 (-) Land $84,000 Building $116,700
2025	$7,442.00 (+9.09%) Veteran's exemption	$200,700 Land $84,000 Building $116,700	$200,700 Land $84,000 Building $116,700
2024	$6,822.00
2023		$200,700 Land $84,000 Building $116,700	$200,700 Land $84,000 Building $116,700
2022	$6,274.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Cumberland Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Cumberland Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - HAMILTON SQUARE private · serves 39,128 people · EPA ID NJ1103001
Water Source	Purchased surface water from TRENTON WATER WORKS
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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