13 Crested Iris Ct, Gaithersburg (Montgomery Village), MD 20886 Property Records

Montgomery County property record for 13 Crested Iris Ct, Gaithersburg, MD 20886

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,680 sqft · built 1992
Lot Size0.029 acres (1,247 sqft)
OwnerIndividual Name on Record
Last Sale$280,000 (Jan 2019)
Tax Bill$4,115 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Jan 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN09-02938207

Property Details

APN / Parcel Number

Primary APN09-02938207
Alternative APN
  • 02938207

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,680 sqft Living Area
Gross Area1,900 sqft
1st Floor Area690 sqft
Basement Area300 sqft
Finished Basement300 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,247 sqft (0.029 acres)
Garage TypeAttached
Garage Area220 sqft
Parking Spaces1 Parking Space
Deck Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number02938207
Street Address13 CRESTED IRIS CT
CityMONTGOMERY VILLAGE
StateMD
Zip20886-1024
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeTMD
Legal DescriptionFOREST BROOKE MONT VILLAGE SEC 11-L
Legal SubdivisionFOREST BROOKE MV
Legal Block3
Legal Lot Number21
JurisdictionMONTGOMERY MD
Township / Civil Division9
Census Block Group3
Census Block3009
Census Tract700810

Owner

Source: Montgomery County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address13 CRESTED IRIS CT, MONTGOMERY VILLAGE, MD 20886-1024
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2024Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jan 19, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Feb 3, 2021Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Sep 3, 2019Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jan 2, 2019Deed, Transfer · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 2, 2019 · Amount on Record
Deed SaleJan 2, 2019 · Amount on Record
Prior SaleJun 16, 2006 · Amount on Record
Deed Book / Page57048 / 292
Transfer Doc0315480651
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address13 CRESTED IRIS CT, GAITHERSBURG, MD 20886-1024
Transaction TypeMortgage
Record UpdatedMay 14, 2024
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 CRESTED IRIS CT, GAITHERSBURG, MD 20886-1024

Mortgage

Document Number0677360197
DateFeb 6, 2024
Book Page67736/197
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term307 Months
DueSep 1, 2049

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address13 CRESTED IRIS CT, GAITHERSBURG, MD 20886-1024
Transaction TypeMortgage
Record UpdatedJan 31, 2023
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 CRESTED IRIS CT, GAITHERSBURG, MD 20886-1024

Mortgage

Document Number0666720113
DateJan 19, 2023
Book Page66672/113
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term320 Months
DueSep 1, 2049

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address13 CRESTED IRIS CT, GAITHERSBURG, MD 20886-1024
Transaction TypeMortgage
Record UpdatedMay 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 CRESTED IRIS CT, GAITHERSBURG, MD 20886-1024

Mortgage

Document Number0617790498
DateFeb 3, 2021
Book Page61779/498
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term343 Months
DueSep 1, 2049

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address13 CRESTED IRIS CT, GAITHERSBURG, MD 20886-1024
Transaction TypeMortgage
Record UpdatedMay 26, 2022
Title CompanyBETHESDA TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0581050215
DateSep 3, 2019
Book Page58105/215
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2049

January 2019: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateJan 2, 2019
Property Address13 CRESTED IRIS CT, GAITHERSBURG, MD 20886-1024
Document Number0570480292
Book / Page57048 / 292
Map ReferenceMB 162 PL 18350
Instrument DateNov 29, 2018
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyCERTIFIED TITLE CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 CRESTED IRIS CT, GAITHERSBURG, MD 20886-1024

Mortgage

Document Number0057048300
DateJan 2, 2019
Instrument57048/300
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$340,500 (+6.54%) Land $120,000 Building $220,500$340,500 (-) Land $120,000 Building $220,500
2025$4,115.00 (+8.46%)$319,600 (+15.05%)$340,500 (+22.57%) Land $120,000 Building $220,500
2024$3,794.00 (+47.05%)
2023$277,800 Land $120,000 Building $157,800$277,800 Land $120,000 Building $157,800
2022$2,580.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 722 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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