Franklin County and Fort Covington Town property record for 13 Covington St, Fort Covington, NY 12937
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,648 sqft · built 1880 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $86,900 (Nov 2012) |
| Tax Bill | $2,647 (2026) |
| Deeds & Mortgages | Oct 2024 Mortgage |
| APN | 1-021-07.00 |
| Primary APN | 1-021-07.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,648 sqft Living Area |
| 1st Floor Area | 1,586 sqft |
| Upper Floors Area | 1,062 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 24,394 sqft (0.56 acres) |
| Porch | Slab |
| Porch Area | 544 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1-021-07.00 |
|---|---|
| Street Address | 13 COVINGTON ST |
| City | FORT COVINGTON |
| State | NY |
| Zip | 12937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | BRIDGELAND COVINGTON ST LANCETTE DE ST MARTIN |
| Legal Block | 9 |
| Legal Lot Number | 8.000 |
| Jurisdiction | FRANKLIN NY |
| Township / Civil Division | FORT COVINGTON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 950200 |
13 Covington St is owned and occupied by two individuals who bought it in November 2012.
Source: Franklin County and Fort Covington Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2566 CHATEAUGAY ST, FORT COVINGTON, NY 12937-1807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2012 · Amount on File |
| Deed Sale | Nov 21, 2012 · Amount on File |
| Prior Sale | Oct 4, 2002 · Amount on File |
| Deed Book / Page | 2012 / 6147 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN NY |
| Property Address | 13 COVINGTON ST, FORT COVINGTON, NY 12937 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000004852 |
|---|---|
| Date | Oct 1, 2024 |
| Instrument | 2024-4852 |
| Name | MASSENA SLA |
|---|---|
| Type | Lending Institution |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.75% |
| Type Change Date | Oct 1, 2029 |
| Index | Other |
The 2026 property tax bill for 13 Covington St was $2,647 with a homeowner's exemption, up 0.3% from the year before.
Source: Franklin County and Fort Covington Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Franklin County |
| County Subdivision | Fort Covington Town |
| Unified School District | Salmon River Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,647.00 (+0.3%) Homeowner's exemption | ||
| 2025 | $2,639.00 | $107,300 Land $10,200 Building $97,100 | $173,065 Land $16,452 Building $156,613 |
| 2023 | $107,300 (-) Land $10,200 Building $97,100 | $146,986 (+5.48%) Land $13,973 Building $133,013 | |
| 2022 | $107,300 Land $10,200 Building $97,100 | $139,351 Land $13,247 Building $126,104 | |
| 2021 | $1,695.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 13 Covington St; 2 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13 Covington St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT COVINGTON WD serves 900 people · EPA ID NY1600007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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