Cumberland County and Freeport Town property record for 13 Cottage St, Freeport, ME 04032
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $11,699 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Jan 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 009030A 000 |
| Primary APN | 009030A 000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 23,958 sqft (0.55 acres) |
|---|---|
| Deck Area | Deck Area |
| Total Buildings | 2 Buildings |
| Account Number | 567 |
|---|---|
| Street Address | 13 COTTAGE ST |
| City | FREEPORT |
| State | ME |
| Zip | 04032-1155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 850 |
| Legal Block | 30 |
| Legal Lot Number | A |
| Jurisdiction | FREEPORT ME |
| Township / Civil Division | FREEPORT |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 4502 |
Source: Cumberland County and Freeport Town records · APN 009030A 000
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13 COTTAGE ST, FREEPORT, ME 04032-1155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2018 | Deed of Trust, Mortgage · ARM BATH SAVINGS |
| Jan 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BATH SAVINGS INSTITUTION |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEPORT ME |
| Property Address | 13 COTTAGE ST, FREEPORT, ME 04032-1155 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0347790244 |
|---|---|
| Date | Apr 17, 2018 |
| Book Page | 34779/0244 |
| Instrument | 000000016939 |
| Name | BATH SAVINGS |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 17, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | May 01, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEPORT ME |
| Property Address | 13 COTTAGE ST, FREEPORT, ME 04032-1155 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0377210015 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 37721/15 |
| Instrument | 4732 |
| Name | BATH SAVINGS INSTITUTION |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Feb 01, 2045 |
Source: Cumberland County and Freeport Town records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Freeport Town |
| Unified School District | Regional School Unit 05 (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $11,699.00 (+5.45%) | $844,700 (+1.65%) Land $290,400 Building $554,300 |
| 2024 | $11,094.00 (+10.19%) | $831,000 (+13.49%) Land $276,700 Building $554,300 |
| 2023 | $10,068.00 (+4.59%) | $732,200 (+3.83%) Land $251,500 Building $480,700 |
| 2022 | $9,626.00 | $705,200 Land $224,500 Building $480,700 |
Source: FEMA National Flood Hazard Layer as of June 3, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 144 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTH FREEPORT WATER DISTRICT serves 960 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Copper | 2.07 mg/L (2017–2019) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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