13 Condor Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 13 Condor Rd, Palmyra, VA 22963 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2014
Square Footage	1,760 sqft Living Area
Lot Size	29,969 sqft (0.688 acres)
Occupancy	Owner Occupied
Last Sale	$735,000 (2022)
Tax Bill	$6,378.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`18A 3 534`
Alternative APN	`9581`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	1,760 sqft Living Area
Gross Area	4,644 sqft Gross Area
1st Floor	1,760 sqft 1st Floor
Basement Area	1,760 sqft Basement
Finished Basement	1,760 sqft Finished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2014
Exterior Material	Brick Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	29,969 sqft (0.688 acres)
Parking Spaces	2 Parking Spaces
Garage Area	400 sqft Garage

Exterior Amenities

Deck Area	168 sqft Deck
Patio Area	348 sqft Patio
Porch	Porch
Porch Area	208 sqft Porch
Topography	Rolling Topography
Boat Access	Boat Access

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	9581
Street Address	13 CONDOR RD
City	PALMYRA
State	VA
Zip	22963-2314
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	INST 220004536 MONTPELIER-3 LOT 534 29,985 SF
Legal Subdivision	MONTPELIER
Legal Block	53
Legal Lot Number	534
Jurisdiction	FLUVANNA VA
Minor Civil Division	RIVANNA
Census Blockgroup	1
Census Block	1001
Census Tract	20103

Owner

Source: Fluvanna County records · APN 18A 3 534

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13 CONDOR RD, PALMYRA, VA 22963-2314
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 16, 2022 · Amount on Record
Deed Sale	Dec 16, 2022 · Amount on Record
Deed Doc Number	20224536
Record Refreshed	Sep 20, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Dec 16, 2022
Property Address	13 CONDOR RD, PALMYRA, VA 22963-2314
Document Number	0220004536
Map Reference	DB 86 PG 395
Instrument Date	Nov 21, 2022
Instrument	220004536
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	TITLE RESOURCES GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	13 CONDOR RD, PALMYRA, VA 22963-2314

Mortgage

Document Number	0220004539
Date	Dec 16, 2022
Instrument	220004539

Lender

Name	FINEMARK NATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Jan 01, 2020
Change Frequency	Annually
Min Rate At Change	5.62%
Max Rate At Change	10.6%
Index	1-Year CMT
Max Rate	10.6%

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$844,780 (-) Land $190,000 Building $654,780	$844,780 (-) Land $190,000 Building $654,780
2025	$6,378.00 (+18.86%)	$844,780 (+32.87%) Land $190,000 Building $654,780	$844,780 (+32.87%) Land $190,000 Building $654,780
2023		$635,800 Land $190,000 Building $445,800	$635,800 Land $190,000 Building $445,800
2022	$5,366.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.