13 Colonial St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 13 Colonial St, Waterville, ME 04901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,950 sqft · built 1934
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$149,200 (Jun 2020)
Tax Bill	$4,772 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WAVL M:052 B:174`

Property Details

APN / Parcel Number

Primary APN	`WAVL M:052 B:174`
Alternative APN	`4792`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,950 sqft Living Area
Gross Area	4,210 sqft

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4792
Street Address	13 COLONIAL ST
City	WATERVILLE
State	ME
Zip	04901-4817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	174
Jurisdiction	WATERVILLE ME
Township / Civil Division	WATERVILLE
Census Block Group	2
Census Block	2015
Census Tract	24101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Waterville City records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13 COLONIAL ST, WATERVILLE, ME 04901-4817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Oct 25, 2017	Deed of Trust, Mortgage · ARM KENNEBUNK SVGS BANK
Oct 25, 2017	Deed of Trust, Mortgage KENNEBUNK SVGS BANK
Jun 24, 2020	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Jul 9, 2019	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2020 · Amount on Record
Deed Sale	Jun 24, 2020 · Amount on Record
Prior Sale	Jul 9, 2019 · Amount on Record
Deed Document Number	202013953
Deed Book / Page	13603 / 116
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERVILLE ME
Recording Date	Jul 8, 2026
Property Address	13 COLONIAL ST, WATERVILLE, ME 04901-4817
Document Number	0000014785
Book / Page	15784 / 14
Instrument Date	Jul 8, 2026
Instrument	202614785
Transaction Type	Transfer
Record Updated	Jul 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Date	Jul 8, 2026

Lender

Name	CMG MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERVILLE ME
Property Address	13 COLONIAL ST, WATERVILLE, ME 04901-4817
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017025573
Date	Oct 25, 2017
Book Page	12757/0086
Instrument	2017025573

Lender

Name	KENNEBUNK SVGS BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 10, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Nov 1, 2020

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERVILLE ME
Property Address	13 COLONIAL ST, WATERVILLE, ME 04901-4817
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017025574
Date	Oct 25, 2017
Book Page	12757/0101
Instrument	2017025574

Lender

Name	KENNEBUNK SVGS BANK

Agreement

Amount	Amount Recorded

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERVILLE ME
Recording Date	Jun 24, 2020
Property Address	13 COLONIAL ST, WATERVILLE, ME 04901-4817
Document Number	2020013953
Book / Page	13603 / 116
Instrument Date	Jun 19, 2020
Instrument	2020013953
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 UNITY RD, ALBION, ME 04910-6151

Mortgage

Document Number	2020013954
Date	Jun 24, 2020
Instrument	2020013954

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERVILLE ME
Recording Date	Jul 9, 2019
Property Address	13 COLONIAL ST, WATERVILLE, ME 04901-4817
Document Number	2019013934
Book / Page	13262 / 108
Instrument Date	Jul 8, 2019
Instrument	2019013934
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 FAYETTE RD, LIVERMORE FALLS, ME 04254-4331

Mortgage

Document Number	2019013935
Date	Jul 9, 2019
Instrument	2019013935

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kennebec County and Waterville City assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Waterville City
Unified School District	Waterville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,772.00 (+9.45%)	$280,700 (+28.12%) Land $24,700 Building $256,000
2024			$201,210
2023	$4,360.00 (+23.2%)	$219,100 (+60.04%) Land $19,000 Building $200,100
2022	$3,539.00	$136,900 Land $14,300 Building $122,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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