13 Cobblers Ln, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 13 Cobblers Ln, Beverly, MA 01915

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,651 sqft · built 1981
Lot Size	0.387 acres (16,871 sqft)
Owner	2 Individual Names on Record
Last Sale	$272,000 (Jan 1997)
Tax Bill	$8,334 (2025)
Deeds & Mortgages	Feb 2024 Refinance Feb 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10064`

Property Details

APN / Parcel Number

Primary APN	`10064`
Alternative APNs	`BEVE M:0072 B:0119 L` `R15`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,651 sqft Living Area
Gross Area	3,956 sqft
Basement Area	1,932 sqft
Unfinished Basement	773 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,871 sqft (0.387 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	10064
Street Address	13 COBBLERS LN
City	BEVERLY
State	MA
Zip	01915-1301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	NOBLE HILL
Legal Block	119
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	1
Census Block	1024
Census Tract	217601

Owner

Source: Essex County and Beverly City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13 COBBLERS LN, BEVERLY, MA 01915-1301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance INSTITUTION FOR SAVINGS NEWBURYPORT
Feb 9, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 30, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jan 4, 2017	Deed of Trust, Mortgage · ARM MORTGAGE FNCL SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 1997 · Amount on Record
Deed Sale	Jan 30, 1997 · Amount on Record
Prior Sale	Mar 10, 1988 · Amount on Record
Deed Book / Page	13952 / 516
Last Transfer Date	Feb 7, 2022
Transfer Doc	040714-471
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	13 COBBLERS LN, BEVERLY, MA 01915-1301
Transaction Type	Mortgage
Record Updated	Mar 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041985-145
Date	Feb 14, 2024
Book Page	41985/145
Instrument	20240214000560

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Feb 9, 2022
Property Address	13 COBBLERS LN, BEVERLY, MA 01915-1301
Document Number	040714-471
Book / Page	40714 / 471
Instrument Date	Feb 7, 2022
Instrument	20220209001510
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13 COBBLERS LN, BEVERLY, MA 01915-1301

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	13 COBBLERS LN, BEVERLY, MA 01915-1301
Transaction Type	Mortgage
Record Updated	Jan 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040621-49
Date	Dec 30, 2021
Book Page	40621/49
Instrument	20211230001250

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Jan 1, 2046

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	13 COBBLERS LN, BEVERLY, MA 01915-1301
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35588-383
Date	Jan 4, 2017
Book Page	35588/383
Instrument	209

Lender

Name	MORTGAGE FNCL SVCS INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.13%

Tax Assessment & Valuation

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,334.00 (+0.42%)	$758,300 (+2.61%) Land $381,500 Building $376,800	$927,390
2024	$8,299.00 (+5.33%)	$739,000 (+5.62%) Land $362,200 Building $376,800
2023	$7,879.00	$699,700 Land $322,900 Building $376,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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