13 Clore Ct, Henderson, KY 42420 Property Records

Henderson County property record for 13 Clore Ct, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	1 ba · 908 sqft · built 1942
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Apr 2025)
Tax Bill	$1,646 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-25-3-28`

Property Details

APN / Parcel Number

Primary APN	`1-25-3-28`
Alternative APN	`48979`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	908 sqft Finished Area
Basement Area	504 sqft

Exterior

Year Built	Built 1942
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	80 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	48979
Street Address	13 CLORE CT
City	HENDERSON
State	KY
Zip	42420-3925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SINGLE FAMILY
Legal Subdivision	RAGAN SD
Legal Lot Number	13
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	2
Census Block	2028
Census Tract	20501

Owner

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13 CLORE CT, HENDERSON, KY 42420-3925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed, Transfer · Stand-Alone First Mortgage UNITED COMMUNITY BANK OF WEST KY IN
Aug 3, 2018	Deed, Transfer · Conventional Mortgage INDEPENDENCE BANK
Dec 19, 2017	Special Warranty Deed, Transfer · Commercial Mortgage INDEPENDENCE BANK OF KENTUCKY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2025 · Amount on Record
Deed Sale	Apr 4, 2025 · Amount on Record
Prior Sale	Jun 17, 2021 · Amount on Record
Deed Document Number	2025003156
Deed Book / Page	RE682 / 305
Record Updated	Jun 8, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Jun 17, 2021
Property Address	13 CLORE CT, HENDERSON, KY 42420-3925
Document Number	RE0651/802
Book / Page	RE 0651 / 802
Map Reference	MB 100 PG 292
Instrument Date	Jun 11, 2021
Instrument	2021007041
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 N MAIN ST, SOUTHPORT, IN 46227-5136

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 CLOVE CT, HENDERSON, KY 42420-3925
Investor	Possibly a Property Investor

Mortgage

Document Number	2021007042
Date	Jun 17, 2021
Instrument	2021007042

Lender

Name	UNITED COMMUNITY BANK OF WEST KY IN
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 11, 2036

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Aug 3, 2018
Property Address	13 CLORE CT, HENDERSON, KY 42420-3925
Document Number	RE0632/285
Book / Page	RE 0632 / 285
Map Reference	DD 100 PG 292
Instrument Date	Jun 19, 2018
Instrument	2018008366
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$118.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	540 N MAIN ST, HENDERSON, KY 42420-2912

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	13 CLORE CT, HENDERSON, KY 42420-3925

Mortgage

Document Number	2018008367
Date	Aug 3, 2018
Instrument	2018008367

Lender

Name	INDEPENDENCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2048

December 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HENDERSON KY
Recording Date	Dec 19, 2017
Property Address	13 CLORE CT, HENDERSON, KY 42420-3925
Document Number	RE0628/621
Book / Page	RE 0628 / 621
Map Reference	MB 100 PG 292
Instrument Date	Dec 6, 2017
Instrument	2017014278
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	PRISM TITLE&CLOSING SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9990 RICHMOND AVE # 100, 100, HOUSTON, TX 77042-4559

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 N MAIN ST, HENDERSON, KY 42420-3102
Mail Care Of	O CARTER WILKERSON AND BRENT WILKERSON

Mortgage

Document Number	MT1254/848
Date	Dec 22, 2017
Book Page	MT 1254/848
Instrument	2017014471

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	HENDERSON, KY 42420

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 14, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,646.00 (+13.28%)	$148,500 (+14.23%)	$148,500 (+14.23%)
2023	$1,453.00 (+0.9%)	$130,000 (+10.17%)	$130,000 (+10.17%)
2022	$1,440.00	$118,000	$118,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon, Watch TV.

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