13 Clark Rd, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 13 Clark Rd, Spencer, MA 01562

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,176 sqft · built 1986
Lot Size2.25 acres (98,333 sqft)
Owner2 Individual Names on File
Last Sale$163,000 (Nov 1994)
Tax Bill$5,454 (2026)
Deeds & MortgagesAug 2020 Refinance
Flood ZoneZone X (minimal risk)
APNSPEN M:00R14 B:00034 L:00000

Property Details

APN / Parcel Number

Primary APNSPEN M:00R14 B:00034 L:00000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,176 sqft Living Area
Gross Area5,002 sqft
Basement Area1,110 sqft
Unfinished Basement1,110 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area98,333 sqft (2.25 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address13 CLARK RD
CitySPENCER
StateMA
Zip01562-3119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal Block34
JurisdictionSPENCER MA
Township / Civil DivisionSPENCER
Census Block Group3
Census Block3007
Census Tract726100

Owner

13 Clark Rd is owned and occupied by two individuals who bought it in November 1994.

Source: Worcester County and Spencer Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address13 CLARK RD, SPENCER, MA 01562-3119
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 1994 · Amount on File
Deed SaleNov 30, 1994 · Amount on File
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPENCER MA
Property Address13 CLARK RD, SPENCER, MA 01562-3119
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number63036-172
DateAug 17, 2020
Book Page63036/172
Instrument91785
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 13 Clark Rd was $5,454, up 10,% from the year before.

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionSpencer Town
Unified School DistrictSpencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,454.00 (+10,%)$496,700 (+6.13%) Land $67,900 Building $428,800$533,189 (+16.95%)
2025$54.00 (-98.99%)$468,000 (+0.49%) Land $59,500 Building $408,500$455,905
2024$5,328.00 (+4.39%)$465,700 (+10.04%) Land $59,500 Building $406,200
2023$5,104.00$423,200 Land $59,500 Building $363,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Clark Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Clark Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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