Fluvanna County property record for 13 Chippewa Ln, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,512 sqft · built 2001 |
| Lot Size | 0.381 acres (16,596 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $197,300 (May 2015) |
| Tax Bill | $2,654 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A 10 65 |
| Primary APN | 18A 10 65 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| Gross Area | 3,288 sqft |
| 1st Floor Area | 1,512 sqft |
| Basement Area | 1,008 sqft |
| Finished Basement | 1,008 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,596 sqft (0.381 acres) |
| Terrain | Rolling |
| View / Lot | Corner |
| Garage Type | Built-in |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 72 sqft |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 9632 |
|---|---|
| Street Address | 13 CHIPPEWA LN |
| City | PALMYRA |
| State | VA |
| Zip | 22963-3106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | DB 940-628 CHEROKEE-10 LOT 65 16,599 SF |
| Legal Subdivision | CHEROKEE LAKE MONTICELLO SUBDIVISION |
| Legal Block | 6 |
| Legal Lot Number | 65 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | PALMYRA |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 20104 |
13 Chippewa Ln is owned and occupied by two individuals who bought it in May 2015.
Source: Fluvanna County records, as of June 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13 CHIPPEWA LN, PALMYRA, VA 22963-3106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2015 · Amount on File |
| Deed Sale | May 29, 2015 · Amount on File |
| Prior Sale | Feb 22, 2013 · Amount on File |
| Deed Document Number | 20151600 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 13 Chippewa Ln was $2,654.
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $351,600 (-) Land $30,000 Building $321,600 | $351,600 (-) Land $30,000 Building $321,600 | |
| 2025 | $2,654.00 | $351,600 Land $30,000 Building $321,600 | $351,600 Land $30,000 Building $321,600 |
| 2023 | $259,700 Land $30,000 Building $229,700 | $259,700 Land $30,000 Building $229,700 | |
| 2022 | $2,191.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13 Chippewa Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13 Chippewa Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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