13 Cherry St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 13 Cherry St, Troy, NY 12180

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,008 sqft · built 2010
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on Record
Last Sale$165,500 (Jul 2019)
Tax Bill$6,169 (2026)
Deeds & MortgagesJun 2022 Mortgage
Jul 2019 Sale & Mortgage
APN381700 112.45-11-7

Property Details

APN / Parcel Number

Primary APN381700 112.45-11-7
Alternative APN
  • 1203770

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,008 sqft Living Area
1st Floor Area1,008 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area15,682 sqft (0.36 acres)
Lot Dimensions100 ft deep x 175 ft wide
Garage TypeDetached
Garage Area300 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area244 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1203770
Street Address13 CHERRY ST
CityTROY
StateNY
Zip12180-5603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTF
Legal Description1 STY FR HSE 36B-4/68-69-81-2-3-4-5-6-
Legal Block11
Legal Lot Number7.000
JurisdictionRENSSELAER NY
Township / Civil DivisionTROY
Census Block Group1
Census Block1007
Census Tract41000

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address13 CHERRY ST, TROY, NY 12180-5603
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2022Warranty Deed, Transfer · ARM
STATE EMPLOYEES FCU
Jul 8, 2019Grant Deed, Transfer · FHA Mortgage
HOMESTEAD FNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 8, 2019 · Amount on Record
Deed SaleJul 8, 2019 · Amount on Record
Prior SaleSep 27, 2010 · Amount on Record
Deed Document Number20192019-553635
Deed Book / Page8878 / 339
Last Transfer DateMay 27, 2022
Transfer Doc0100830302
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRENSSELAER NY
Recording DateJun 9, 2022
Property Address13 CHERRY ST, TROY, NY 12180-5603
Document Number0100830302
Book / Page10083 / 302
Instrument DateMay 27, 2022
Instrument2022-612205
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 CHERRY ST, TROY, NY 12180-5603

Mortgage

Document Number0100830305
DateJun 9, 2022
Book Page10083/305
Instrument2022-612206
Lender
NameSTATE EMPLOYEES FCU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJul 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.7%
Type Change DateJun 1, 2032
IndexOther

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRENSSELAER NY
Recording DateJul 8, 2019
Property Address13 CHERRY ST, TROY, NY 12180-5603
Document Number0000553635
Book / Page008878 / 000339
Instrument DateJun 27, 2019
Instrument553635
Transaction TypeTransfer
Record UpdatedJul 22, 2019
Title CompanySARATOGA ABSTRACT, SARATOGA ABS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$662.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1015 WASHINGTON AVE RENSSELAER NY 121441332, RENSSELAER, NY 12144-1332

Mortgage

Document Number553636
DateJul 8, 2019
Book Page008878/000342
Instrument553636
Lender
NameHOMESTEAD FNDG
TypeFunding / Finance Company
AddressALBANY, NY 12205
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 7, 2049

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,169.00 (-11.95%)
2025$7,006.00 (+3.11%)$150,000 (-) Land $26,500 Building $123,500$256,800 (+19.83%) Land $45,368 Building $211,432
2023$150,000 (-) Land $26,500 Building $123,500$214,300 (+8.58%) Land $37,860 Building $176,440
2022$6,795.00$150,000 Land $26,500 Building $123,500$197,368 Land $34,868 Building $162,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY CITY PWS
serves 51,401 people · EPA ID NY4100050
Water SourceSurface water
Last State InspectionDec 2025
Lead110 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2018
Treatment and ProcedureLead public education
Oct 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Hudson Valley Wireless
Fixed Wireless
200 / 20

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