Kenton County property record for 13 Cherry Dr, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 990 sqft · built 1962 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on File |
| Last Sale | $103,000 (Oct 2014) |
| Tax Bill | $1,731 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 048-10-00-004.00 |
| Primary APN | 048-10-00-004.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 990 sqft Finished Area |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 13 CHERRY DR |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-9274 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOFFMAN HGTS LOTS 111 THRU 116 LESS PARCEL SOLD TO COMMONWEALTH |
| Legal Subdivision | HOFFMAN HEIGHTS |
| Legal Phase | 1 |
| Legal Lot Number | 116,11 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 63609 |
13 Cherry Dr is owned and occupied by an individual who bought it in October 2014.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13 CHERRY DR, INDEPENDENCE, KY 41051-9274 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2014 · Amount on File |
| Deed Sale | Oct 1, 2014 · Amount on File |
| Prior Sale | Nov 16, 2005 · Amount on File |
| Deed Document Number | 201410 01 059 00138 |
| Deed Book / Page | 3496 / 52 |
| Prior Transfer Date | Apr 28, 2005 |
| Prior Transfer Doc | 0005900309 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 13 CHERRY DR, INDEPENDENCE, KY 41051-9274 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0005900035 |
|---|---|
| Date | Aug 25, 2021 |
| Book Page | 261/891 |
| Instrument | 21082505900035 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 13 CHERRY ST, INDEPENDENCE, KY 41051-9274 |
| Document Number | 0000000187 |
| Instrument Date | Jun 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2020 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 13 CHERRY ST INDEPENDENCE KY 410519274, INDEPENDENCE, KY 41051-9274 |
| Document Number | 0000000187 |
|---|---|
| Date | Jul 6, 2020 |
| Book Page | 000M66/000188 |
| Instrument | 187 |
| Name | REGIONS MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 5, 2050 |
The 2025 property tax bill for 13 Cherry Dr was $1,731.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $148,900 (-) Land $25,000 Building $123,900 | $148,900 (-) Land $25,000 Building $123,900 | |
| 2025 | $1,731.00 | $148,900 Land $25,000 Building $123,900 | $148,900 Land $25,000 Building $123,900 |
| 2023 | $1,527.00 | $121,000 Land $20,000 Building $101,000 | $121,000 Land $20,000 Building $101,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13 Cherry Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13 Cherry Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures