13 Cheerful Pl, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 13 Cheerful Pl, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,092 sqft · built 2019
Lot Size	0.069 acres (3,001 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Mar 2019)
Tax Bill	$15,597 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2020 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`19-00087-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`19-00087-0000-00004`
Alternative APNs	`190008700004` `00016110`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	3,092 sqft Living Area
1st Floor Area	1,196 sqft
Upper Floors Area	1,896 sqft
Basement Area	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Contemporary
Construction Type	Frame
Foundation Type	Block
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	3,001 sqft (0.069 acres)
Lot Dimensions	75 ft deep x 40 ft wide
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Deck Area	300 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	00016110
Street Address	13 CHEERFUL PL
City	HIGHLANDS
State	NJ
Zip	07732-1453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF0
Legal Subdivision	WATER WITCH DEV COS PROP
Legal Block	87
Legal Lot Number	4
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2003
Census Tract	800101

Owner

13 Cheerful Pl is owned and occupied by two individuals who bought it in March 2019.

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13 CHEERFUL PL, HIGHLANDS, NJ 07732-1453
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jun 1, 2020	Grant Deed, Transfer FIRST CONSTITUTION BK
Mar 21, 2019	Grant Deed, Construction Loan · Construction Mortgage FIRST CONSTITUTION BK
Aug 7, 2017	Grant Deed, Transfer OTHER
Feb 10, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2019 · Amount on File
Deed Sale	Mar 21, 2019 · Amount on File
Prior Sale	Aug 7, 2017 · Amount on File
Deed Document Number	201925252
Deed Book / Page	9340 / 4234
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	13 CHEERFUL PL, HIGHLANDS, NJ 07732-1453
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095731899
Date	Jan 21, 2022
Book Page	9573/1899
Instrument	2022007619

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 1, 2020
Property Address	13 CHEERFUL PL, HIGHLANDS, NJ 07732-1453
Document Number	0000057353
Book / Page	009417 / 004817
Instrument Date	May 22, 2020
Instrument	57353
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	GREEN LABEL TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 CHEERFUL PL HIGHLANDS NJ 077321453, HIGHLANDS, NJ 07732-1453

Mortgage

Document Number	57354
Date	Jun 1, 2020
Book Page	009417/004848
Instrument	57354

Lender

Name	FIRST CONSTITUTION BK
Type	Bank
Address	CRANBURY, NJ 08512

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 31, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.87%

March 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 21, 2019
Property Address	13 CHEERFUL PL, HIGHLANDS, NJ 07732-1453
Document Number	0000025252
Book / Page	009340 / 004234
Instrument Date	Mar 11, 2019
Instrument	25252
Transaction Type	Construction Loan
Record Updated	Apr 3, 2019
Title Company	PRESTIGE TITLE, PRESTIGE TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$190.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13 CHEERFUL PL HIGHLANDS NJ 077321453, HIGHLANDS, NJ 07732-1453

Mortgage

Document Number	25253
Date	Mar 21, 2019
Book Page	009340/004242
Instrument	25253

Lender

Name	FIRST CONSTITUTION BK
Type	Bank
Address	CRANBURY, NJ 08512

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate	3%

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Aug 7, 2017
Property Address	13 CHEERFUL PL, HIGHLANDS, NJ 07732-1453
Document Number	0000075844
Book / Page	009240 / 003121
Instrument Date	May 23, 2017
Instrument	75844
Transaction Type	Transfer
Record Updated	Aug 16, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$135.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 CHEERFUL PL HIGHLANDS NJ 077321453, HIGHLANDS, NJ 07732-1453

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Feb 10, 2017
Property Address	13 CHEERFUL PL, HIGHLANDS, NJ 07732-1453
Document Number	0000016113
Book / Page	009212 / 007078
Instrument Date	Nov 7, 2016
Instrument	16113
Transaction Type	Foreclosure
Record Updated	Jul 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3900 WISCONSIN AVE NW WASHINGTON DC 200162806, WASHINGTON, DC 20016-2806
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 13 Cheerful Pl was $15,597, down 2.8% from the year before.

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,011,400 (+10.89%) Land $359,700 Building $651,700	$1,011,400 (+10.89%) Land $359,700 Building $651,700
2025	$15,597.00 (-2.78%)	$912,100 Land $266,200 Building $645,900	$912,100 Land $266,200 Building $645,900
2024	$16,043.00
2023		$772,800 Land $153,000 Building $619,800	$772,800 Land $153,000 Building $619,800
2022	$14,950.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Cheerful Pl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 271 individual policies
Nearby Flood Policies	315 units insured incl. 44 condo units
Nearby Flood Claims	183 (1992–2023)
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 121 claims Hurricane Irene, Aug 2011 · 37 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 13 Cheerful Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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