13 Chatham Rd, Nantucket, MA 02554 Property Records

Nantucket County and Nantucket Town property record for 13 Chatham Rd, Nantucket, MA 02554

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,472 sqft · built 1979
Lot Size0.459 acres (20,000 sqft)
Owner2 Trust Names on File
Tax Bill$4,202 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Flood ZoneZone X (minimal risk)
APNNANT M:00054 P:00125

Property Details

APN / Parcel Number

Primary APNNANT M:00054 P:00125
Alternative APN
  • 3031

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,472 sqft Living Area
Gross Area2,780 sqft
1st Floor Area1,108 sqft
Basement Area728 sqft
Unfinished Basement728 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,000 sqft (0.459 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number3031
Street Address13 CHATHAM RD
CityNANTUCKET
StateMA
Zip02554
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVR
JurisdictionNANTUCKET MA
Township / Civil DivisionNANTUCKET
Census Block Group2
Census Block2012
Census Tract950500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Nantucket Historic District
listed 1966 · National Historic Landmark (designated 1966) · NRIS 66000772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

13 Chatham Rd is held in a trust since March 2005.

Source: Nantucket County and Nantucket Town records, as of October 8, 2026

Owner of Record2 Trust Names on File
Mailing Address8 POLPIS RD, NANTUCKET, MA 02554-2318
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 21, 2005
Deed SaleMar 21, 2005
Prior SaleAug 10, 2004 · Amount on File
Deed Document Number200521362
Transfer Doc21362
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNANTUCKET MA
Property Address13 CHATHAM RD, NANTUCKET, MA 02554
Transaction TypeMortgage
Record UpdatedFeb 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000184358
DateFeb 4, 2026
Instrument184358
Lender
NameNANTUCKET AFFORDABLE
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 13 Chatham Rd was $4,202, up 6.2% from the year before.

Source: Nantucket County and Nantucket Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNantucket County
County SubdivisionNantucket Town
Unified School DistrictNantucket School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,202.00 (+6.16%)$1,281,200 (+1.32%) Land $741,000 Building $540,200
2024$3,958.00 (+11.4%)$1,264,500 (+14.24%) Land $741,000 Building $523,500
2023$3,553.00$1,106,900 Land $705,600 Building $401,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13 Chatham Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 87 policies
Nearby Flood Policies87 in force
Nearby Flood Claims10 (1991–2018)
Claims Outside the SFHA7 of 10
Most Recent ClaimJan 2018 · tidal / storm surge
Claims by Event
  • Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 2 claims
  • Coastal Storm, Oct 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Chatham Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWANNACOMET WATER COMPANY
serves 27,703 people · EPA ID MA4197000
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting67
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000

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