13 Charles St, Montpelier, VT 05602 Property Records

Montpelier City property record for 13 Charles St, Montpelier, VT 05602

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 1,866 sqft · built 1900
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Last Sale$125,000 (Feb 2009)
Tax Bill$3,834 (2025)
Flood ZoneZone X (minimal risk)
APN405-126-13447

Property Details

APN / Parcel Number

Primary APN405-126-13447
Alternative APNs
  • (126) 014013000
  • M:014 B:013000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area1,866 sqft Living Area
Gross Area2,752 sqft
Basement Area204 sqft
Unfinished Basement204 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialOther
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area12,197 sqft (0.28 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address13 CHARLES ST
CityMONTPELIER
StateVT
Zip05602-3604
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Description0.28 AC & DWL/1 APT
JurisdictionMONTPELIER VT
Township / Civil DivisionMONTPELIER
Census Block Group2
Census Block2014
Census Tract954800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Montpelier Historic District (Boundary Increase)
listed 1989 · 18 contributing resources · NRIS 89000248

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

13 Charles St, a duplex, is owned and occupied by an individual who bought it in February 2009.

Source: Montpelier City records, as of October 9, 2026

Owner of RecordIndividual Name on File
Mailing Address13 CHARLES ST, MONTPELIER, VT 05602-3604
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 4, 2009 · Amount on File
Deed SaleFeb 4, 2009 · Amount on File
Deed Document Number2009359595
Deed Book / Page557 / 306
Prior Transfer DateNov 3, 2000
Prior Transfer Doc0000898586
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 13 Charles St was $3,834 with a homeowner's exemption, down 2% from the year before.

Source: Montpelier City assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateVermont
CountyWashington County
MunicipalityMontpelier City
Unified School DistrictMontpelier Roxbury Unified Union School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,834.00 (-1.99%)$301,100 Land $98,000 Building $203,100
2024$3,912.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13 Charles St in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 19, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims29 (1978–2023)
Claims Outside the SFHA6 of 29
Most Recent ClaimJul 2023 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Jul 2023 · 8 claims
  • Severe Storms And Flooding, May 2011 · 5 claims
  • Heavy Rains, Ice Jams & Flooding, Mar 1992 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Charles St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTPELIER WATER SYSTEM
serves 8,912 people · EPA ID VT0005272
Water SourceSurface water
Last State InspectionNov 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
VTel Wireless
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on Charles St

Nearby Streets

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