13 Chapel St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 13 Chapel St, Gloucester, MA 01930 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,358 sqft · built 1920
Lot Size	0.093 acres (4,067 sqft)
Owner	Individual Name on File
Last Sale	$565,000 (May 2021)
Tax Bill	$5,097 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0059 B:0019 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0059 B:0019 L:0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,358 sqft Living Area
Gross Area	2,036 sqft
1st Floor Area	806 sqft
Basement Area	552 sqft
Unfinished Basement	552 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	4,067 sqft (0.093 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	13 CHAPEL ST
City	GLOUCESTER
State	MA
Zip	01930-3817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	19
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1019
Census Tract	221300

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0059 B:0019 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	13 CHAPEL ST, GLOUCESTER, MA 01930-3817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 03, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WILLIAM RAVEIS MORTGAGE CO
Jun 22, 2017	Quit Claim Deed, Transfer · Conventional Mortgage WILLIAM STEPULE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 03, 2021 · Amount on Record
Deed Sale	May 03, 2021 · Amount on Record
Prior Sale	Jun 22, 2017 · Amount on Record
Deed Book / Page	39835 / 276
Record Updated	Sep 20, 2026

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	May 03, 2021
Property Address	13 CHAPEL ST, GLOUCESTER, MA 01930-3817
Document Number	039835-276
Book / Page	39835 / 276
Instrument Date	May 03, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 CHAPEL ST, GLOUCESTER, MA 01930-3817

Mortgage

Document Number	0039835278
Date	May 03, 2021
Instrument	39835/278

Lender

Name	WILLIAM RAVEIS MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Jun 22, 2017
Property Address	13 CHAPEL ST, GLOUCESTER, MA 01930-3817
Document Number	35962-210
Book / Page	035962 / 000210
Instrument Date	Jun 22, 2017
Instrument	1706220321
Transaction Type	Transfer
Record Updated	Jul 11, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 CHAPEL ST GLOUCESTER MA 019303817, GLOUCESTER, MA 01930-3817

Mortgage

Document Number	35962-212
Date	Jun 22, 2017
Book Page	035962/000212
Instrument	1706220322

Lender

Name	WILLIAM STEPULE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 21, 2027

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,097.00 (+1.66%)	$524,400 (+1.77%) Land $189,700 Building $334,700
2024	$5,014.00 (+4.33%)	$515,300 (+13.55%) Land $180,600 Building $334,700	$707,940
2023	$4,806.00	$453,800 Land $161,300 Building $292,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092213001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 30 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	51 units insured 21 under condo master policies
Nearby Flood Claims	7 (1984–2018)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jan 2018, other causes
Claims By Storm	Coastal Storm, Oct 1991 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 346 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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