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13 Centre St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 13 Centre St, Lowell, MA 01852

Property Summary

Property TypeDuplex
Details4 bd · 2.5 ba · 2,361 sqft · built 1890
Lot Size0.05 acres (2,178 sqft)
Owner2 Company Names on Record
Last Sale$10,000 (Apr 2002)
Tax Bill$5,164 (2025)
Deeds & MortgagesMay 2026 Transfer
Jan 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNB15470

Property Details

APN / Parcel Number

Primary APNB15470
Alternative APNs
  • LOWE M:180 B:1130 L:13
  • M:000180 T:B15470

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area2,361 sqft Living Area
Gross Area3,332 sqft
1st Floor Area1,084 sqft
Basement Area1,084 sqft
Unfinished Basement534 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area2,178 sqft (0.05 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberB15470
Street Address13 CENTRE ST
CityLOWELL
StateMA
Zip01852-2616
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeUMF
Legal Block1130
Legal Lot Number13
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1007
Census Tract311900

Owner

Source: Middlesex County and Lowell City records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address13 CENTRE ST, LOWELL, MA 01852-2616
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
May 22, 2026Quit Claim Deed, Transfer
Quitclaim
Jan 5, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
WASHINGTON SAVINGS BANK
Aug 23, 2017Deed of Trust, Mortgage
THE WASHINGTON SAVINGS BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 2002 · Amount on Record
Deed SaleApr 10, 2002 · Amount on Record
Deed Document Number2002
Deed Book / Page12974 / 266
Last Transfer DateMay 20, 2026
Transfer Doc0040074-61
Record UpdatedSep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateMay 22, 2026
Property Address13 CENTRE ST, LOWELL, MA 01852-2616
Document Number0040074-61
Book / Page40074 / 61
Instrument DateMay 20, 2026
Instrument202615751
Transaction TypeTransfer
Record UpdatedJul 12, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 CENTRE ST, LOWELL, MA 01852-2616

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address13 CENTRE ST, LOWELL, MA 01852-2616
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number035151-178
DateJan 5, 2021
Book Page35151/178
Instrument202100000548
Lender
NameWASHINGTON SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address13 CENTRE ST, LOWELL, MA 01852-2616
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number31403-27
DateAug 23, 2017
Book Page31403/27
Instrument37043
Lender
NameTHE WASHINGTON SAVINGS BANK FSB
TypeBank
Agreement
AmountAmount Recorded
Term180 Months
DueAug 1, 2032

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,164.00 (+8.53%)$449,800 (+12.59%) Land $98,300 Building $351,500
2024$4,758.00 (-2.18%)$399,500 (+2.02%) Land $88,700 Building $310,800
2023$4,864.00$391,600 Land $77,100 Building $314,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fiber · Fixed Wireless		980 / 880
AT&T
Fixed Wireless		100 / 20

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