13 Center St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 13 Center St, Chicopee, MA 01013

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details3 bd · 1.5 ba · 7,844 sqft · built 1890
Lot Size0.147 acres (6,424 sqft)
OwnerCompany Name on Record
Last Sale$630,000 (Apr 2011)
Tax Bill$34,149 (2026)
Deeds & MortgagesOct 2022 Refinance
Oct 2022 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN97-00014

Property Details

APN / Parcel Number

Primary APN97-00014
Alternative APN
  • CHIC M:0097 P:00014

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area7,844 sqft Total Area
Gross Area15,150 sqft
1st Floor Area3,984 sqft
Basement Area3,860 sqft
Unfinished Basement3,860 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,424 sqft (0.147 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number97-00014
Street Address13 CENTER ST
CityCHICOPEE
StateMA
Zip01013-2629
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code101
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group1
Census Block1005
Census Tract810901

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address346 RACE ST, HOLYOKE, MA 01040-5613
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
CENTER GROUP LLC
Oct 27, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
FREEDOM CU
Jun 29, 2017Deed of Trust, Mortgage · Commercial Mortgage
CHICOPEE, CITY OF

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 19, 2011 · Amount on Record
Deed SaleApr 19, 2011 · Amount on Record
Deed Document Number20112
Deed Book / Page18742 / 151
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address13 CENTER ST, CHICOPEE, MA 01013-2629
Transaction TypeMortgage
Record UpdatedNov 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024782-459
DateOct 27, 2022
Book Page24782/459
Instrument64047
Lender
NameCENTER GROUP LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address13 CENTER ST, CHICOPEE, MA 01013-2629
Transaction TypeMortgage
Record UpdatedNov 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024782-431
DateOct 27, 2022
Book Page24782/431
Instrument64045
Lender
NameFREEDOM CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address13 CENTER ST, CHICOPEE, MA 01013-2629
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number21744-293
DateJun 29, 2017
Book Page21744/293
Instrument36345
Lender
NameCHICOPEE, CITY OF
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$34,149.00 (+7.77%)$1,047,500 (+7.83%) Land $88,300 Building $959,200
2025$31,687.00 (+5.41%)$971,400 (+2.7%) Land $83,600 Building $887,800
2024$30,061.00 (+77.8%)$945,900 (+83.67%) Land $82,000 Building $863,900
2023$16,907.00$515,000 Land $74,500 Building $440,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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