Monmouth County and Neptune Township property record for 13 Cedar Ter, Neptune, NJ 07753
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,104 sqft · built 1957 |
| Lot Size | 0.176 acres (7,649 sqft) |
| Owner | Individual Name on File |
| Last Sale | $268,500 (Aug 2018) |
| Tax Bill | $7,982 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage Aug 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-04308-0000-00007 |
| Primary APN | 35-04308-0000-00007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Basement Area | 912 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,649 sqft (0.176 acres) |
| Lot Dimensions | 102 ft deep x 75 ft wide |
| Porch | Enclosed Porch |
|---|---|
| Deck Area | 199 sqft |
| Patio Area | 264 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 00074098 |
|---|---|
| Street Address | 13 CEDAR TER |
| City | NEPTUNE |
| State | NJ |
| Zip | 07753-3360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Subdivision | HAMILTON GARDENS SEC #3 |
| Legal Block | 4308 |
| Legal Lot Number | 7 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | NEPTUNE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 808002 |
13 Cedar Ter is owned and occupied by an individual who bought it in August 2018.
Source: Monmouth County and Neptune Township records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13 CEDAR TER, NEPTUNE, NJ 07753-3360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Aug 10, 2018 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG |
| Aug 30, 2017 | Deed of Trust, Mortgage · FHA Mortgage FAMILY FIRST FNDG |
| Aug 30, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2018 · Amount on File |
| Deed Sale | Aug 10, 2018 · Amount on File |
| Deed Document Number | 201880099 |
| Deed Book / Page | 9305 / 7063 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 13 CEDAR TER, NEPTUNE, NJ 07753-3360 |
| Document Number | 0000039472 |
| Instrument Date | Apr 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 13 CEDAR TER NEPTUNE NJ 077533360, NEPTUNE, NJ 07753-3360 |
| Document Number | 0000039472 |
|---|---|
| Date | May 7, 2019 |
| Book Page | 009346/009016 |
| Instrument | 39472 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 6, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 10, 2018 |
| Property Address | 13 CEDAR TER, NEPTUNE, NJ 07753-3360 |
| Document Number | 0000080099 |
| Book / Page | 009305 / 007063 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 80099 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2018 |
| Title Company | MID-STATE ABSTRACT COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $268.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 CLOVER HILL RD COLTS NECK NJ 077221007, COLTS NECK, NJ 07722-1007 |
| Document Number | 80100 |
|---|---|
| Date | Aug 10, 2018 |
| Book Page | 009305/007071 |
| Instrument | 80100 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 9, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 13 CEDAR TER, NEPTUNE, NJ 07753-3360 |
| Document Number | 0000098444 |
| Book / Page | 009252 / 005423 |
| Instrument Date | Aug 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2017 |
| Title Company | GREEN LABEL TITLE |
| Name | Verified Name |
|---|---|
| Address | 13 CEDAR TER NEPTUNE NJ 077533360, NEPTUNE, NJ 07753-3360 |
| Document Number | 0000098444 |
|---|---|
| Date | Oct 5, 2017 |
| Book Page | 009252/005423 |
| Instrument | 98444 |
| Name | FAMILY FIRST FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 744 Months |
| Due | Oct 4, 2079 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.35% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 13 CEDAR TER, NEPTUNE, NJ 07753-3360 |
| Document Number | 0000098445 |
| Instrument Date | Aug 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2019 |
| Title Company | GREEN LABEL TITLE |
| Name | Verified Name |
|---|---|
| Address | 13 CEDAR TER NEPTUNE NJ 077533360, NEPTUNE, NJ 07753-3360 |
| Document Number | 0000098445 |
|---|---|
| Date | Oct 5, 2017 |
| Book Page | 009252/005463 |
| Instrument | 93445 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | SW, WA 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 744 Months |
| Due | Oct 4, 2079 |
The 2025 property tax bill for 13 Cedar Ter was $7,982, up 22.3% from the year before.
Source: Monmouth County and Neptune Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Neptune Township |
| Unified School District | Neptune Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $485,500 (+11.92%) Land $356,200 Building $129,300 | $485,500 (+11.92%) Land $356,200 Building $129,300 | |
| 2025 | $7,982.00 (+22.35%) | $433,800 Land $277,500 Building $156,300 | $433,800 Land $277,500 Building $156,300 |
| 2024 | $6,524.00 | ||
| 2023 | $345,000 Land $195,200 Building $149,800 | $345,000 Land $195,200 Building $149,800 | |
| 2022 | $5,925.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13 Cedar Ter in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (2005–2018) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | May 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13 Cedar Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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