13 Cedar Point Dr, Williams Bay, WI 53191 Property Records

Walworth County property record for 13 Cedar Point Dr, Williams Bay, WI 53191

Property Summary

Property Type	Single Family Home
Lot Size	0.258 acres (11,238 sqft)
Owner	Individual Name on Record
Last Sale	$1,567,000 (Aug 2026)
Tax Bill	$11,293 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WCP 00003`

Property Details

APN / Parcel Number

Primary APN	`WCP 00003`
Alternative APN	`51105`

Exterior

Lot Area	11,238 sqft (0.258 acres)

Location & Zoning

Street Address	13 CEDAR POINT DR
City	WILLIAMS BAY
State	WI
Zip	53191-9809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 LOT 3 & ALL LOT 4 CEDAR POINT PARK VILLAGE OF WILLIAMS BAY
Legal Subdivision	CEDAR POINT PARK
Legal Lot Number	3
Jurisdiction	WALWORTH WI
Township / Civil Division	WILLIAMS BAY
Census Block Group	2
Census Block	2044
Census Tract	1606

Owner

Source: Walworth County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4802 N BELL AVE, 502, CHICAGO, IL 60625-6557
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Warranty Deed, Transfer · Conventional Mortgage CITIBANK NYS
Dec 5, 2023	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK & TRUST CO
Sep 5, 2023	Warranty Deed, Transfer · Conventional Mortgage STILLMAN BANCCORP NA
Jun 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA
Dec 15, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2026 · Amount on Record
Deed Sale	Aug 21, 2026 · Amount on Record
Prior Sale	Sep 5, 2023 · Amount on Record
Deed Document Number	20261134882
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALWORTH WI
Recording Date	Aug 21, 2026
Property Address	13 CEDAR POINT DR, WILLIAMS BAY, WI 53191-9809
Document Number	0001134882
Instrument Date	Aug 19, 2026
Instrument	20261134882
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	TRUE NORTH TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$474,801.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4802 N BELL AVE, 502, CHICAGO, IL 60625-6557

Mortgage

Document Number	0001134882,
Date	Aug 21, 2026
Instrument	20261134882

Lender

Name	CITIBANK NYS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	13 CEDAR POINT DR, WILLIAMS BAY, WI 53191-9809
Transaction Type	Mortgage
Record Updated	Dec 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001087931
Date	Dec 5, 2023
Instrument	1087931

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	SPRINGFIELD, IL 62711

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Nov 23, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALWORTH WI
Recording Date	Sep 5, 2023
Property Address	13 CEDAR POINT DR, WILLIAMS BAY, WI 53191-9809
Document Number	0001083963
Map Reference	VOL 7 PG 108
Instrument Date	Sep 1, 2023
Instrument	1083963
Transaction Type	Transfer
Record Updated	Sep 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	59 CIRCLE DR, SPRINGFIELD, IL 62703-4864

Mortgage

Document Number	0001083964
Date	Sep 5, 2023
Instrument	1083964

Lender

Name	STILLMAN BANCCORP NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Type Change Date	Sep 1, 2029
Change Frequency	6 Months
Min Rate At Change	3.25%
Max Rate At Change	11.2%
Index	Other
Max Rate	14.2%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	13 CEDAR POINT DR, WILLIAMS BAY, WI 53191-9809
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000968493
Date	Jun 6, 2018
Instrument	968493

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALWORTH WI
Recording Date	Dec 15, 2021
Property Address	13 CEDAR POINT DR, WILLIAMS BAY, WI 53191-9809
Document Number	0001052812
Instrument Date	Dec 14, 2021
Instrument	1052812
Transaction Type	Transfer
Record Updated	Mar 14, 2023

Transaction

Amount	Amount Recorded
Tax	$4,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Walworth County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Walworth County
Municipality	Williams Bay Village
Unified School District	Williams Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,293.00 (+69.11%)	$1,312,800 (+134.22%) Land $306,900 Building $1,005,900	$1,295,538 (+132.82%) Land $302,865 Building $992,673
2023	$6,678.00 (-5.61%) Homeowner's exemption	$560,500 (-) Land $206,500 Building $354,000
2022	$7,075.00 Homeowner's exemption	$560,500 Land $206,500 Building $354,000	$556,449

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 88% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLIAMS BAY WATERWORKS serves 2,601 people · EPA ID WI2650060
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	45 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Jul 2025
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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