13 Cayuga Rd, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 13 Cayuga Rd, Cranford, NJ 07016

Property Summary

Property TypeSingle Family Home
Details2,226 sqft · built 1951
Lot Size0.251 acres (10,916 sqft)
Owner2 Individual Names on File
Last Sale$182,000 (Apr 1996)
Tax Bill$12,706 (2025)
Deeds & MortgagesOct 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-00610-0000-00022

Property Details

APN / Parcel Number

Primary APN03-00610-0000-00022
Alternative APNs
  • 030061000022
  • 7374009

Interior

Stories1 Story
Building Area2,226 sqft Living Area

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleCape Cod
Construction TypeFrame
Lot Area10,916 sqft (0.251 acres)

Location & Zoning

Account Number7374009
Street Address13 CAYUGA RD
CityCRANFORD
StateNJ
Zip07016-3401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionOSCEOLA PARK 04
Legal Block610
Legal Lot Number22
JurisdictionUNION NJ
Township / Civil DivisionCRANFORD
Census Block Group3
Census Block3017
Census Tract37300

Owner

13 Cayuga Rd is owned and occupied by two individuals who bought it in April 1996.

Source: Union County and Cranford Township records, as of July 8, 2026

Owner of Record2 Individual Names on File
Mailing Address13 CAYUGA RD, CRANFORD, NJ 07016-3401
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 9, 1996 · Amount on File
Deed SaleApr 9, 1996 · Amount on File
Deed Document Number199626305
Deed Book / Page4366 / 192
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address13 CAYUGA RD, CRANFORD, NJ 07016-3401
Transaction TypeMortgage
Record UpdatedAug 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0146082160
DateOct 22, 2019
Book Page14608/2160
Instrument680426
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueNov 9, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 13 Cayuga Rd was $12,706, up 6.9% from the year before.

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionCranford Township
Unified School DistrictCranford Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$175,300 (-) Land $81,400 Building $93,900$175,300 (-) Land $81,400 Building $93,900
2025$12,706.00 (+6.93%)$175,300 Land $81,400 Building $93,900$175,300 Land $81,400 Building $93,900
2024$11,883.00
2023$175,300 Land $81,400 Building $93,900$175,300 Land $81,400 Building $93,900
2022$11,590.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Cayuga Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1982–1994)
Claims Outside the SFHA3 of 3
Most Recent ClaimJan 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Cayuga Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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