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13 Cartagena Ct, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 13 Cartagena Ct, Saint Augustine, FL 32086

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 880 sqft · built 1981
OwnerCompany Name on Record
Last Sale$160,000 (Sep 2018)
Tax Bill$1,284 (2025)
Deeds & MortgagesJun 2020 Mortgage
Mar 2019 Sale
+ 2 more
Flood ZoneZone X (moderate risk)
APN184371-0103

Property Details

APN / Parcel Number

Primary APN184371-0103

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area880 sqft Living Area
1st Floor Area880 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981

Location & Zoning

Street Address13 CARTAGENA CT
CitySAINT AUGUSTINE
StateFL
Zip32086-7631
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Description(OR515/274) CONQUISTADOR CONDO APTS OF ST AUG SHORES BLDG 10 UNIT C OR4608/805 & 4648/1469(F/J) & 4651/89(Q/C) & 4697/1968
Legal Range30E
Legal Township08S
Legal Section40
Legal SubdivisionCONQUISTADOR PH 1 BLDG 10
Legal Block10
Legal Lot NumberC
Legal UnitC
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group1
Census Block1004
Census Tract21211

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address13 CARTAGENA CT, SAINT AUGUSTINE, FL 32086-7631
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMESTAR FINANCIAL CORP
Mar 22, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Dec 6, 2018Quit Claim Deed, Transfer
Quitclaim
Sep 6, 2018Warranty Deed, Transfer · Conventional Mortgage
HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 6, 2018 · Amount on Record
Deed SaleSep 6, 2018 · Amount on Record
Prior SaleApr 22, 2015 · Amount on Record
Deed Document Number201864826
Deed Book / Page4608 / 805
Last Transfer DateMar 22, 2019
Transfer Doc0046971968
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address13 CARTAGENA CT, SAINT AUGUSTINE, FL 32086-7631
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049700121
DateJun 22, 2020
Book Page4970/121
Instrument2020048760
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
AddressGAINESVILLE, GA 30501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term339 Months
DueSep 1, 2048

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMar 22, 2019
Property Address13 CARTAGENA CT, SAINT AUGUSTINE, FL 32086-7631
Document Number0046971968
Book / Page004697 / 001968
Instrument DateMar 22, 2019
Instrument19598
Transaction TypeTransfer
Record UpdatedMar 29, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address13 CARTAGENA CT ST AUGUSTINE FL 320867631, ST AUGUSTINE, FL 32086-7631

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateDec 6, 2018
Property Address13 CARTAGENA CT, SAINT AUGUSTINE, FL 32086-7631
Document Number0046510089
Book / Page004651 / 000089
Instrument DateDec 6, 2018
Instrument87430
Transaction TypeTransfer
Record UpdatedDec 19, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 CRISTINA CT ST AUGUSTINE FL 320867630, ST AUGUSTINE, FL 32086-7630

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateSep 6, 2018
Property Address13 CARTAGENA CT, SAINT AUGUSTINE, FL 32086-7631
Document Number0046080805
Book / Page4608 / 0805
Map ReferenceMB515 PG274
Instrument DateAug 29, 2018
Instrument2018064826
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyANCHOR TITLE AND LAW PA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3622 35TH AVE, 3622, ROCK ISLAND, IL 61201-6510

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 CARTAGENA CT, SAINT AUGUSTINE, FL 32086-7631

Mortgage

Document Number2018064827
DateSep 6, 2018
Instrument2018064827
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$163,760 (+2.7%) Building $163,760$252,840 (-) Building $252,840
2025$1,284.00 (+16.41%) Homeowner's exemption Senior Citizen's exemption$159,455 (+5.99%)$252,840 (-1.62%)
2024$1,103.00 (-21.77%)
2023$1,410.00 (+3.22%) Homeowner's exemption$150,448 (+3%)$257,015 (+39.87%)
2022$1,366.00 Homeowner's exemption$146,066$183,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 84 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force
Nearby Flood Claims6 (2016–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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