Middlesex County and Reading Town property record for 13 Carnation Cir, #B, Reading, MA 01867
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3.5 ba · 2,033 sqft · built 1989 |
| Lot Size | 19 acres (828,746 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $830,000 (Jul 2026) |
| Tax Bill | $7,023 (2026) |
| Deeds & Mortgages | Jul 2026 Sale May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 68A00000113B |
| Primary APN | 68A00000113B |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 2,033 sqft Living Area |
| Basement Area | 203 sqft |
| Finished Basement | 203 sqft |
| Unfinished Basement | 203 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Other |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 828,746 sqft (19 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 68A00000113B |
|---|---|
| Street Address | 13 CARNATION CIR, B |
| City | READING |
| State | MA |
| Zip | 01867-2774 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 334400 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 13 CARNATION CIR, B, READING, MA 01867-2774 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jul 10, 2026 | Condominium Deed, Transfer |
| May 6, 2019 | Deed of Trust, Mortgage · Balloon Mortgage SAVINGS BANK TRUST |
| Jul 12, 2017 | Quit Claim Deed, Transfer · ARM SAVINGS BANK TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2026 · Amount on Record |
| Deed Sale | Jul 10, 2026 · Amount on Record |
| Prior Sale | Jul 12, 2017 · Amount on Record |
| Deed Document Number | 202684895 |
| Deed Book / Page | 85859 / 109 |
| Transfer Doc | 069588-277 |
| Record Updated | Oct 29, 2026 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jul 10, 2026 |
| Property Address | 13 CARNATION CIR, B, READING, MA 01867-2774 |
| Document Number | 0000084895 |
| Book / Page | 85859 / 109 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 202684895 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 CARNATION CIR, B, READING, MA 01867-2774 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 13 CARNATION CIR # B, B, READING, MA 01867-2774 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 72558-13 |
|---|---|
| Date | May 6, 2019 |
| Book Page | 72558/13 |
| Instrument | 57708 |
| Name | SAVINGS BANK TRUST |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jul 12, 2017 |
| Property Address | 13 CARNATION CIR # B, B, READING, MA 01867-2774 |
| Document Number | 69588-277 |
| Book / Page | 69588 / 277 |
| Instrument | 108027 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $61.84 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 CARNATION CIR # B, B, READING, MA 01867-2774 |
| Document Number | 695880282 |
|---|---|
| Date | Jul 12, 2017 |
| Instrument | 69588/0282 |
| Name | SAVINGS BANK TRUST |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 12, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Max Rate At Change | 71.2% |
| Max Rate | 2% |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,023.00 (-1.31%) | $640,800 (+2.56%) Building $640,800 | $784,742 (+7.03%) |
| 2025 | $7,116.00 (-0.92%) | $624,800 (+1.96%) Building $624,800 | $733,210 (+1.45%) |
| 2024 | $7,182.00 (+1.74%) | $612,800 (+9.29%) Building $612,800 | $722,760 |
| 2023 | $7,059.00 | $560,700 Building $560,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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