13 Carmichael Rd, Binghamton, NY 13901 Property Records

Broome County and Chenango Town property record for 13 Carmichael Rd, Binghamton, NY 13901

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 932 sqft · built 1935
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$41,000 (Aug 1994)
Tax Bill	$3,160 (2026)
Deeds & Mortgages	Apr 2022 Mortgage May 2018 Transfer
APN	`032400 111.12-2-23`

Property Details

APN / Parcel Number

Primary APN	`032400 111.12-2-23`
Alternative APNs	`240011101200020230000000` `24403300000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	932 sqft Living Area
1st Floor Area	536 sqft
Upper Floors Area	396 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	228 sqft
Parking Spaces	1 Parking Space
Canopy	115 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	24403300000
Street Address	13 CARMICHAEL RD
City	BINGHAMTON
State	NY
Zip	13901-1109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	007000000500B0840000
Legal Subdivision	BROAD ACRES
Legal Block	2
Legal Lot Number	23.000
Jurisdiction	BROOME NY
Township / Civil Division	CHENANGO
Census Block Group	3
Census Block	3015
Census Tract	12102

Owner

Source: Broome County and Chenango Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	13 CARMICHAEL RD, BINGHAMTON, NY 13901-1109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage MANUFACTURERS & TRADERS TRUST CO
May 22, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 1994 · Amount on File
Deed Sale	Aug 1, 1994 · Amount on File
Deed Book / Page	1840 / 1069
Last Transfer Date	Apr 20, 2018
Transfer Doc	002557/544
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	13 CARMICHAEL RD, BINGHAMTON, NY 13901-1109
Transaction Type	Mortgage
Record Updated	Jan 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 CARMICHAEL RD, BINGHAMTON, NY 13901-1109

Mortgage

Document Number	04076/1471
Date	Apr 14, 2022
Book Page	4076/1471
Instrument	202200010388

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BROOME NY
Recording Date	May 22, 2018
Property Address	13 CARMICHAEL RD, BINGHAMTON, NY 13901-1109
Document Number	0025570544
Book / Page	002557 / 000544
Instrument Date	Apr 20, 2018
Transaction Type	Transfer
Record Updated	Jul 2, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 CARMICHAEL RD BINGHAMTON NY 139011109, BINGHAMTON, NY 13901-1109

Tax Assessment & Valuation

Source: Broome County and Chenango Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Chenango Town
Unified School District	Chenango Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,160.00 (+11.39%) Homeowner's exemption
2025	$2,837.00 (+6.45%) Homeowner's exemption	$44,300 (-) Land $8,200 Building $36,100	$103,300 (+18.46%) Land $19,121 Building $84,179
2024	$2,665.00
2023		$44,300 Land $8,200 Building $36,100	$87,205 Land $16,142 Building $71,063

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	34 (1979–2025)
Claims Outside the SFHA	5 of 34
Most Recent Claim	Aug 2025 · other causes
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 24 claims Severe Storms And Flooding, Jun 2006 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHENANGO CONSOLIDATED WD #1 serves 9,200 people · EPA ID NY0301653
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Zeta Broadband.

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