13 Blacksmith Ter, Palmyra, VA 22963 Property Records

Fluvanna County property record for 13 Blacksmith Ter, Palmyra, VA 22963 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,012 sqft · built 1988
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$416,000 (May 2024)
Tax Bill	$3,012 (2025)
Deeds & Mortgages	May 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`18A 4 442`

Property Details

APN / Parcel Number

Primary APN	`18A 4 442`
Alternative APN	`3780`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,012 sqft Living Area
Gross Area	4,612 sqft
1st Floor Area	960 sqft
Basement Area	660 sqft
Finished Basement	660 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Terrain	Rolling
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	372 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3780
Street Address	13 BLACKSMITH TER
City	PALMYRA
State	VA
Zip	22963-2563
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INST 240001227 FAIRWAY-4 LOT 442 1.01 AC
Legal Block	44
Legal Lot Number	442
Jurisdiction	FLUVANNA VA
Township / Civil Division	CUNNINGHAM
Census Block Group	2
Census Block	2004
Census Tract	20103

Owner

Source: Fluvanna County records · APN 18A 4 442

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13 BLACKSMITH TER, PALMYRA, VA 22963-2563
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 20, 2024 · Amount on Record
Deed Sale	May 20, 2024 · Amount on Record
Deed Document Number	20241227
Record Updated	Sep 20, 2026

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	May 20, 2024
Property Address	13 BLACKSMITH TER, PALMYRA, VA 22963-2563
Document Number	0240001227
Map Reference	DB 96 PG 460
Instrument Date	May 16, 2024
Instrument	240001227
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$416.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 BLACKSMITH TER, PALMYRA, VA 22963-2563

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$399,000 (-) Land $30,000 Building $369,000	$399,000 (-) Land $30,000 Building $369,000
2025	$3,012.00 (+0.67%)	$399,000 (+28.17%) Land $30,000 Building $369,000	$399,000 (+28.17%) Land $30,000 Building $369,000
2024	$2,992.00 (+13.89%)
2023		$311,300 Land $30,000 Building $281,300	$311,300 Land $30,000 Building $281,300
2022	$2,627.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510650201032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.