Delaware County property record for 13 Bernard St, Upper Chichester, PA 19014
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 4,452 sqft · built 1991 |
| Lot Size | 0.509 acres (22,172 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Jul 2017) |
| Tax Bill | $10,980 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00-00168-44 |
| Primary APN | 09-00-00168-44 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,452 sqft Living Area |
| 1st Floor Area | 3,652 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Lot Area | 22,172 sqft (0.509 acres) |
| Lot Dimensions | 253 ft deep x 235 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0907001025 |
|---|---|
| Street Address | 13 BERNARD ST |
| City | UPPER CHICHESTER |
| State | PA |
| Zip | 19014-2332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 STY HSE GAR 235 X 253 LOT 25 |
| Legal Subdivision | KRISTEN ESTATES FINAL |
| Legal Lot Number | 25 |
| Jurisdiction | DELAWARE PA |
| Township / Civil Division | UPPER CHICHESTER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 406801 |
13 Bernard St is owned and occupied by an individual who bought it in July 2017.
Source: Delaware County records, as of May 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13 BERNARD ST, UPPER CHICHESTER, PA 19014-2332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Jul 10, 2017 | Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2017 · Amount on File |
| Deed Sale | Jul 10, 2017 · Amount on File |
| Prior Sale | Jul 14, 2006 · Amount on File |
| Deed Document Number | 201735698 |
| Deed Book / Page | 6026 / 664 |
| Prior Transfer Date | Dec 22, 2008 |
| Prior Transfer Doc | 0044760602 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE PA |
| Property Address | 13 BERNARD ST, UPPER CHICHESTER, PA 19014-2332 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 13 BERNARD ST, UPPER CHICHESTER, PA 19014-2332 |
| Document Number | 0067870444 |
|---|---|
| Date | Jan 6, 2022 |
| Book Page | 6787/444 |
| Instrument | 2022001216 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DELAWARE PA |
| Recording Date | Jul 10, 2017 |
| Property Address | 13 BERNARD ST, UPPER CHICHESTER, PA 19014-2332 |
| Document Number | 0060260664 |
| Book / Page | 06026 / 0664 |
| Map Reference | VOL 15 PG 447 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 2017035698 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 BERNAND ST, UPPER CHICHESTER, PA 19014-2332 |
| Document Number | 2017035699 |
|---|---|
| Date | Jul 10, 2017 |
| Instrument | 2017035699 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2047 |
The 2026 property tax bill for 13 Bernard St was $10,980 with a homeowner's exemption.
Source: Delaware County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Delaware County |
| County Subdivision | Upper Chichester Township |
| Unified School District | Chichester School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,980.00 Homeowner's exemption | $296,620 (-) Land $80,800 Building $215,820 | $296,620 (-) Land $80,800 Building $215,820 |
| 2025 | $296,620 (+3.14%) Land $80,800 Building $215,820 | $296,620 Land $80,800 Building $215,820 | |
| 2024 | $9,554.00 (+5.9%) | $287,580 Land $80,800 Building $206,780 | |
| 2023 | $9,022.00 Homeowner's exemption | ||
| 2021 | $296,620 (+3.14%) | ||
| 2020 | $287,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13 Bernard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13 Bernard St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTER WATER AUTHORITY serves 140,437 people · EPA ID PA1230004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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