13 Bear Rdg Rd, Tuckasegee, NC 28783 Property Records

Jackson County property record for 13 Bear Rdg Rd, Tuckasegee, NC 28783

Property Summary

Property TypeResidential Vacant Land
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$88,000 (Nov 2018)
Tax Bill$59 (2025)
Deeds & MortgagesMar 2021 Mortgage
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7587-81-6810

Property Details

APN / Parcel Number

Primary APN7587-81-6810
Alternative APN
  • 181918

Exterior

Lot Area43,560 sqft (1 acres)

Location & Zoning

Street Address13 BEAR RIDGE RD
CityTUCKASEGEE
StateNC
Zip28783-9706
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionLT 13 BEAR LAKE HGTS
Legal SubdivisionPLAT OF BEAR LAKE HEIGHTS
Legal Lot Number13
JurisdictionJACKSON NC
Township / Civil DivisionCANADA
Census Block Group2
Census Block2075
Census Tract950700

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address186 MISTY MTN, TUCKASEGEE, NC 28783-8638
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Nov 21, 2018Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 21, 2018 · Amount on Record
Deed SaleNov 21, 2018 · Amount on Record
Deed Book / Page2227 / 678
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON NC
Property Address13 BEAR RIDGE RD, TUCKASEGEE, NC 28783-9706
Transaction TypeMortgage
Record UpdatedMar 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022951299
DateMar 15, 2021
Book Page2295/1299
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON NC
Recording DateNov 21, 2018
Property Address13 BEAR RIDGE RD, TUCKASEGEE, NC 28783-9706
Document Number0022270678
Book / Page002227 / 000678
Instrument DateNov 15, 2018
Transaction TypeTransfer
Record UpdatedDec 12, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$176.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address27341 BARBADOS LN RAMROD KEY FL 330425424, RAMROD KEY, FL 33042-5424

Mortgage

Document Number22270681
DateNov 21, 2018
Book Page002227/000681
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 20, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$15,690 (-) Land $15,690
2025$59.00
2023$59.00$15,690 Land $15,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims5 (1998–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 82% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Skyrunner
Fixed Wireless
25 / 10

May also be available: Frontier.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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