13 Bear Gulch Rd, Florence, CO 81226 Property Records

Fremont County property record for 13 Bear Gulch Rd, Florence, CO 81226

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,106 sqft · built 1998
Lot Size	1.91 acres (83,382 sqft)
Owner	Individual Name on Record
Tax Bill	$968 (2025)
Deeds & Mortgages	May 2022 Sale & Second Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R034079`

Property Details

APN / Parcel Number

Primary APN	`R034079`
Alternative APN	`99504528`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,106 sqft Living Area
1st Floor Area	2,106 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Modular
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	83,382 sqft (1.91 acres)

Exterior Amenities

Porch	Slab
Porch Area	280 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R034079
Street Address	13 BEAR GULCH RD
City	FLORENCE
State	CO
Zip	81226-9451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 TWO-DUCK SUB MANUF #93000-05-163 PURGED 1999 AFFIDAVIT OF REAL PROPERTY RECORDED 5/11/2022 #1016221
Legal Subdivision	TWO-DUCK SUB
Legal Lot Number	2
Jurisdiction	FREMONT CO
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1018
Census Tract	979400

Owner

Source: Fremont County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1010 CONE AVE, CANON CITY, CO 81212-8777
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Warranty Deed, Transfer · Stand-Alone Second Mortgage COLORADO HOUSING & FINANCE AUTHORIT
Apr 29, 2020	Warranty Deed, Transfer JEAN CLEVELAND
Mar 30, 2020	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	May 25, 2022
Property Address	13 BEAR GULCH RD, FLORENCE, CO 81226-9451
Document Number	0001016752
Instrument Date	May 25, 2022
Instrument	1016752
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$29.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 BEAR GULCH RD, FLORENCE, CO 81226-9451

Mortgage

Document Number	0001016754
Date	May 25, 2022
Instrument	1016754

Lender

Name	COLORADO HOUSING & FINANCE AUTHORIT
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Mortgage

Document Number	0001016753
Date	May 25, 2022
Instrument	1016753

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Apr 29, 2020
Property Address	13 BEAR GULCH RD, FLORENCE, CO 81226-9451
Document Number	0000984991
Instrument Date	Apr 28, 2020
Instrument	984991
Transaction Type	Transfer
Record Updated	Jun 17, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$15.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1010 CORN AVE CANON CITY CO 81212, CANON CITY, CO 81212

Mortgage

Document Number	984992
Date	Apr 29, 2020
Instrument	984992

Lender

Name	JEAN CLEVELAND
Address	635 NORTH ST, CANON CITY, CO 81212-8662
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	204 Months
Due	Apr 28, 2037

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Mar 30, 2020
Property Address	13 BEAR GULCH RD, FLORENCE, CO 81226-9451
Document Number	0000984165
Instrument Date	Mar 26, 2020
Instrument	984165
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Amount	Amount Recorded
Tax	$2.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 NORTH ST CANON CITY CO 812128662, CANON CITY, CO 81212-8662

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Municipality	Williamsburg Town
Unified School District	Fremont RE-2 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$968.00 (+32.06%)	$14,873 (-1.42%)	$237,966 (+5.67%)
2024	$733.00 (+2.09%)	$15,088 (+32.32%)
2023	$718.00 (-4.77%)	$11,403 (-3.83%)	$225,188 (+31.99%)
2022	$754.00	$11,857	$170,605

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 71% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WILLIAMSBURG serves 775 people · EPA ID CO0122950
Water Source	Purchased surface water from CITY OF FLORENCE
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SECOM Fixed Wireless	300 / 50
AT&T Fixed Wireless	25 / 3
CenturyLink DSL	10 / 1

May also be available: Alpine Communications, T-Mobile, Visionary Broadband.

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