13 Barham Ave, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 13 Barham Ave, Waterloo, NY 13165

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 725 sqft · built 1951
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$118,000 (Aug 2025)
Tax Bill	$3,205 (2026)
Deeds & Mortgages	Aug 2025 Sale & Mortgage
APN	`453801 08-2-48`

Property Details

APN / Parcel Number

Primary APN	`453801 08-2-48`
Alternative APN	`380100800000020480000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	725 sqft Living Area
1st Floor Area	725 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	119 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	368 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	13 BARHAM AVE
City	WATERLOO
State	NY
Zip	13165-1610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	2
Legal Lot Number	48.000
Jurisdiction	SENECA NY
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1006
Census Tract	950500

Owner

13 Barham Ave is owned by an individual who bought it in August 2025.

Source: Seneca County and Waterloo Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	71 WARDWORTH ST # A, A, GENEVA, NY 14456
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2025 · Amount on File
Deed Sale	Aug 22, 2025 · Amount on File
Prior Sale	Oct 2, 2009 · Amount on File
Deed Book / Page	1126 / 241
Prior Transfer Date	Jan 15, 2004
Prior Transfer Doc	0680000215
Record Updated	Oct 29, 2026

August 2025: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	SENECA NY
Recording Date	Aug 22, 2025
Property Address	13 BARHAM AVE, WATERLOO, NY 13165-1610
Document Number	001126/241
Book / Page	1126 / 241
Instrument Date	Aug 21, 2025
Instrument	71395
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 WARDWORTH ST #A # A, A, GENEVA, NY 14456

Mortgage

Document Number	0001965129
Date	Aug 22, 2025
Instrument	1965/129

Lender

Name	LYONS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 13 Barham Ave was $3,205, up 4.2% from the year before.

Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Seneca County
County Subdivision	Waterloo Town
Municipality	Waterloo Village
Unified School District	Waterloo Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,205.00 (+4.23%)
2025	$3,075.00	$63,700 Land $11,400 Building $52,300	$104,400 Land $18,684 Building $85,716
2023		$63,700 Land $11,400 Building $52,300	$89,718 Land $16,056 Building $73,662
2019	$1,606.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 13 Barham Ave; there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1990)
Most Recent Claim	Mar 1990 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Barham Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO VILLAGE serves 7,000 people · EPA ID NY4901199
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CBN Fixed Wireless · not low latency	100 / 100
T-Mobile Fixed Wireless	100 / 20