13 Allen Dr, Elgin, IL 60120 Property Records

Cook County property record for 13 Allen Dr, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,048 sqft · built 1976
Lot Size	0.574 acres (25,000 sqft)
Owner	Individual Name on Record
Last Sale	$279,000 (Jun 2019)
Tax Bill	$7,086 (2023)
Deeds & Mortgages	Mar 2023 Mortgage Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-18-404-004`

Property Details

APN / Parcel Number

Primary APN	`06-18-404-004`
Alternative APN	`06-18-404-004-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,048 sqft Living Area
1st Floor Area	2,048 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	25,000 sqft (0.574 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	13 ALLEN DR
City	ELGIN
State	IL
Zip	60120-6828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	9E
Legal Township	41N
Legal Section	18
Legal Subdivision	SECOND ADDITION TO HIGH VIEW HILLS
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2000
Census Tract	804405

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13 ALLEN DR, ELGIN, IL 60120-6828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2023	Deed of Trust, Mortgage · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Mar 29, 2022	Deed of Trust, Mortgage THE HUNTINGTON NATIONAL BANK
Jun 28, 2019	Grant Deed, Transfer · FHA Mortgage HUNTINGTON NAT'L BK
May 16, 2018	Warranty Deed, Transfer CHICAGO TITLE COMPANY
Mar 6, 2018	Warranty Deed, Construction Loan · Line of Credit REPUBLIC BK/CHICAGO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2019 · Amount on Record
Deed Sale	Jun 28, 2019 · Amount on Record
Prior Sale	May 16, 2018 · Amount on Record
Deed Document Number	201946027
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	13 ALLEN DR, ELGIN, IL 60120-6828
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0006625048
Date	Mar 7, 2023
Instrument	2306625048

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Feb 1, 2063

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	13 ALLEN DR, ELGIN, IL 60120-6828
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008815031
Date	Mar 29, 2022
Instrument	2208815031

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Amount	Amount Recorded
Term	328 Months
Due	Jul 1, 2049

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Jun 28, 2019
Property Address	13 ALLEN DR, ELGIN, IL 60120-6828
Document Number	1917946027
Instrument Date	Jun 21, 2019
Instrument	17946027
Transaction Type	Transfer
Record Updated	Jul 8, 2019
Title Company	ATTORNEY TITLE GUARANTY FUND, ATTORNEY TITLE GNTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10482 ETHEL CT ROSEMONT IL 600183559, ROSEMONT, IL 60018-3559

Mortgage

Document Number	1917946028
Date	Jun 28, 2019
Instrument	17946028

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2049

Interest

Rate	4%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 16, 2018
Property Address	13 ALLEN DR, ELGIN, IL 60120-6828
Document Number	1813629108
Instrument Date	Mar 28, 2018
Instrument	13629108
Transaction Type	Transfer
Record Updated	May 24, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$155.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39W 398 HOGAN HL ELGIN IL 60124, ELGIN, IL 60124

March 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 6, 2018
Property Address	13 ALLEN DR, ELGIN, IL 60120-6828
Document Number	1806546265
Instrument Date	Feb 12, 2018
Instrument	6546265
Transaction Type	Construction Loan
Record Updated	Mar 15, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$70.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	36W995 RED GATE RD ST CHARLES IL 601756223, ST CHARLES, IL 60175-6223

Mortgage

Document Number	1806546266
Date	Mar 6, 2018
Instrument	6546266

Lender

Name	REPUBLIC BK/CHICAGO
Type	Bank
Address	OAK BROOK, IL 60523

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 5, 2019

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,000 (+25%) Land $10,000 Building $25,000	$350,000 (+25%) Land $100,000 Building $250,000
2023	$7,086.00 (+3.37%)
2022	$6,855.00 Homeowner's exemption	$28,000 Land $12,000 Building $16,000	$280,000 Land $120,000 Building $160,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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