Anne Arundel County property record for 13 Alder Rd, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,320 sqft · built 1954 |
| Lot Size | 0.191 acres (8,300 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $384,000 (Dec 2005) |
| Tax Bill | $3,848 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Aug 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-955-01877900 |
| Primary APN | 06-955-01877900 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,300 sqft (0.191 acres) |
| Porch | Open Porch |
| Porch Area | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 95501877900 |
|---|---|
| Street Address | 13 ALDER RD |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-2707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 15 BK A PL 1 VICTOR HAVEN |
| Legal Subdivision | VICTOR HAVEN |
| Legal Block | A |
| Legal Lot Number | 15 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 706303 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13 ALDER RD, ANNAPOLIS, MD 21403-2707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 11, 2023 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 31, 2022 | Deed of Trust, Mortgage · VA Mortgage EMM LOANS LLC |
| Oct 23, 2018 | Loan Modification, Mortgage SPECIALIZED LN SERVICING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2005 · Amount on Record |
| Deed Sale | Dec 1, 2005 · Amount on Record |
| Prior Sale | May 8, 2003 · Amount on Record |
| Deed Document Number | 200517757 |
| Deed Book / Page | 17184 / 579 |
| Last Transfer Date | Jan 10, 2006 |
| Transfer Doc | 0181810486 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 13 ALDER RD, ANNAPOLIS, MD 21403-2707 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2023 |
| Title Company | EQUITY SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 13 ALDER RD, ANNAPOLIS, MD 21403-2707 |
| Document Number | 0396460077 |
|---|---|
| Date | May 11, 2023 |
| Book Page | 39646/77 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 13 ALDER RD, ANNAPOLIS, MD 21403-2707 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | RESOURCE RE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 13 ALDER RD, ANNAPOLIS, MD 21403-2707 |
| Document Number | 0390750249 |
|---|---|
| Date | Aug 31, 2022 |
| Book Page | 39075/249 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08003 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 13 ALDER RD, ANNAPOLIS, MD 21403-2707 |
| Document Number | 0327010072 |
| Instrument Date | Oct 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2018 |
| Name | Verified Name |
|---|---|
| Address | PSC 80 BOX 14527 |
| Document Number | 0327010072 |
|---|---|
| Date | Dec 3, 2018 |
| Book Page | 032701/000072 |
| Name | SPECIALIZED LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | HIGHLANDS RANCH, CO 80129 |
| Amount | Amount Recorded |
|---|---|
| Term | 480 Months |
| Due | Dec 2, 2058 |
| Rate | 4.62% |
|---|
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $363,700 (+13.13%) Land $265,000 Building $98,700 | $363,700 (-) Land $265,000 Building $98,700 | |
| 2025 | $3,848.00 (+6.65%) Homeowner's exemption | $321,500 (+35.6%) | $363,700 (+53.4%) Land $265,000 Building $98,700 |
| 2024 | $3,608.00 (+6.84%) | ||
| 2023 | $3,377.00 Homeowner's exemption | $237,100 Land $137,500 Building $99,600 | $237,100 Land $137,500 Building $99,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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