Bergen County and Garfield City property record for 13 Albert St, Garfield, NJ 07026
| Property Type | Single Family Home |
|---|---|
| Details | 1,843 sqft · built 1934 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Jan 1992) |
| Tax Bill | $10,503 (2025) |
| Deeds & Mortgages | Jul 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00169-0000-00012 |
| Primary APN | 21-00169-0000-00012 |
|---|---|
| Alternative APNs |
|
| Units | 2 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,843 sqft Living Area |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1934 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Parking Spaces | 3 Parking Spaces |
| Account Number | 004550 |
|---|---|
| Street Address | 13 ALBERT ST |
| City | GARFIELD |
| State | NJ |
| Zip | 07026-2129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2 |
| Legal Description | 5000 SF 13 |
| Legal Block | 169 |
| Legal Lot Number | 12 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | GARFIELD |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 21101 |
13 Albert St is owned and occupied by two individuals who bought it in January 1992.
Source: Bergen County and Garfield City records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13 ALBERT ST, GARFIELD, NJ 07026-2129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 1992 · Amount on File |
| Deed Sale | Jan 31, 1992 · Amount on File |
| Deed Book / Page | 7496 / 284 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 13 ALBERT ST, GARFIELD, NJ 07026-2129 |
| Document Number | 0033131376 |
| Instrument Date | Jul 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13 ALBERT ST GARFIELD NJ 070262129, GARFIELD, NJ 07026-2129 |
| Document Number | 0033131376 |
|---|---|
| Date | Aug 5, 2019 |
| Book Page | 003313/001376 |
| Instrument | 50671 |
| Name | SPENCER SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | ELMWOOD PARK, NJ 07407 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 4, 2039 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 13 Albert St was $10,503, up 4.3% from the year before.
Source: Bergen County and Garfield City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Garfield City |
| Unified School District | Garfield City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $301,900 (-) Land $130,000 Building $171,900 | $301,900 (-) Land $130,000 Building $171,900 | |
| 2025 | $10,503.00 (+4.26%) | $301,900 Land $130,000 Building $171,900 | $301,900 Land $130,000 Building $171,900 |
| 2024 | $10,074.00 | ||
| 2023 | $301,900 Land $130,000 Building $171,900 | $301,900 Land $130,000 Building $171,900 | |
| 2022 | $9,416.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13 Albert St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 13 Albert St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 970 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: T-Mobile.
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