13 7th St, Cambridge, MA 02141 Property Records

Middlesex County and Cambridge City property record for 13 7th St, Cambridge, MA 02141

Property Summary

Property Type	Duplex
Details	6 bd · 2.5 ba · 2,346 sqft · built 1902
Lot Size	0.046 acres (1,983 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,700,000 (Oct 2023)
Tax Bill	$9,587 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Mar 2025 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`35-21`

Property Details

APN / Parcel Number

Primary APN	`35-21`
Alternative APN	`CAMB M:00035 L:00021`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,346 sqft Living Area
Gross Area	3,556 sqft
1st Floor Area	1,161 sqft
Basement Area	1,161 sqft
Unfinished Basement	1,161 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Flat
Roof Material	Other
Lot Area	1,983 sqft (0.046 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	13 7TH ST
City	CAMBRIDGE
State	MA
Zip	02141-1111
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	C-2B
Legal Lot Number	21
Jurisdiction	CAMBRIDGE MA
Township / Civil Division	CAMBRIDGE
Census Block Group	1
Census Block	1002
Census Tract	352200

Owner

Source: Middlesex County and Cambridge City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13 7TH ST, CAMBRIDGE, MA 02141-1111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) HARVARD UNIVERSITY CREDIT UNION
Mar 21, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Oct 19, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Apr 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HARVARD UNIVERSITY CREDIT UNION
Aug 31, 2020	Deed of Trust, Mortgage · Balloon Mortgage HARVARD UNIVERSITY CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2023 · Amount on Record
Deed Sale	Oct 19, 2023 · Amount on Record
Prior Sale	Sep 20, 2016
Deed Document Number	2023118560
Deed Book / Page	82112 / 552
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	13 7TH ST, CAMBRIDGE, MA 02141-1111
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081743-253
Date	Jul 7, 2023
Book Page	81743/253
Instrument	74214

Lender

Name	HARVARD UNIVERSITY CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2043

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	13 7TH ST, CAMBRIDGE, MA 02141-1111
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	083880-522
Date	Mar 21, 2025
Book Page	83880/522
Instrument	28908

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2040

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Oct 19, 2023
Property Address	13 7TH ST, CAMBRIDGE, MA 02141-1111
Document Number	082112-552
Book / Page	82112 / 552
Instrument Date	Oct 19, 2023
Instrument	118560
Transaction Type	Transfer
Record Updated	Oct 2, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13 7TH ST, CAMBRIDGE, MA 02141-1111

Mortgage

Document Number	0000118561
Date	Oct 19, 2023
Instrument	118561

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	13 7TH ST, CAMBRIDGE, MA 02141-1111
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74522-124
Date	Apr 23, 2020
Book Page	74522/124
Instrument	59573

Lender

Name	HARVARD UNIVERSITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	13 7TH ST, CAMBRIDGE, MA 02141-1111
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75493-1
Date	Aug 31, 2020
Book Page	75493/1
Instrument	150141

Lender

Name	HARVARD UNIVERSITY CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2045

Tax Assessment & Valuation

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Cambridge City
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,587.00 (+13.03%)	$1,509,800 (+5.38%) Land $610,500 Building $899,300	$1,494,263
2024	$8,482.00 (+2.87%)	$1,432,700 (+1.83%) Land $660,000 Building $772,700
2023	$8,245.00	$1,407,000 Land $630,200 Building $776,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1985–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1998 · Heavy Rains And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Netafy Fixed Wireless	641 / 143
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Starry, Verizon.

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