Cascade County property record for 13 3rd St N, Cascade, MT 59421
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,676 sqft · built 1946 |
| Lot Size | 0.502 acres (21,867 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $176,800 (Mar 2020) |
| Tax Bill | $1,733 (2026) |
| Deeds & Mortgages | Nov 2022 Second Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0242293 |
| Primary APN | R0242293 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,676 sqft Living Area |
| 1st Floor Area | 1,676 sqft |
| Basement Area | 754 sqft |
| Finished Basement | 754 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,867 sqft (0.502 acres) |
| Garage Type | Detached |
| Garage Area | 1,656 sqft |
| Parking Spaces | 6 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0003107400 |
|---|---|
| Street Address | 13 3RD ST N |
| City | CASCADE |
| State | MT |
| Zip | 59421-4802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CASCADE ORIGINAL TOWNSITE, S35, T18 N, R01 W, BLOCK 011, LOT 006, LTS 6-12, & PEK BLK 11 LTS 6-12 |
| Legal Range | 01W |
| Legal Township | 18N |
| Legal Section | 35 |
| Legal Subdivision | CASCADE |
| Legal Block | 11 |
| Legal Lot Number | 6-12 |
| Jurisdiction | CASCADE MT |
| Township / Civil Division | CASCADE |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 10400 |
Source: Cascade County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13 3RD ST N, CASCADE, MT 59421-4802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 16, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP |
| Mar 13, 2020 | Deed of Trust, Mortgage UNIVERSAL LNDG CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2020 · Amount on Record |
| Deed Sale | Mar 19, 2020 · Amount on Record |
| Deed Document Number | 2020385186 |
| Last Transfer Date | Mar 21, 2023 |
| Transfer Doc | 0000441813 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 13 3RD ST N, CASCADE, MT 59421-4802 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 13 3RD ST N, CASCADE, MT 59421-4802 |
| Document Number | 00R0437999 |
|---|---|
| Date | Nov 16, 2022 |
| Instrument | R0437999 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 329 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 13 3RD ST N, CASCADE, MT 59421-4802 |
| Instrument Date | Mar 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 13 3RD ST N CASCADE MT 594214802, CASCADE, MT 59421-4802 |
| Document Number | 385187 |
|---|---|
| Date | Mar 19, 2020 |
| Instrument | 385187 |
| Name | UNIVERSAL LNDG CORP |
|---|---|
| Address | DENVER, CO 80224 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 18, 2050 |
Source: Cascade County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Cascade County |
| Municipality | Cascade Town |
| Elementary School District | Cascade Elementary School District (PK - 08) |
| Secondary School District | Cascade High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,733.00 (-9.12%) | $343,400 (-) | |
| 2025 | $1,907.00 (-18.01%) | $343,400 (+18.62%) | $343,400 (+18.62%) Land $53,188 Building $290,212 |
| 2023 | $2,326.00 | $289,500 | $289,500 Land $55,406 Building $234,094 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 83% of Montana |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CASCADE serves 650 people · EPA ID MT0000171 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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