Osceola County property record for 13 14th St, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1993 |
| Square Footage | 2,017 sqft Heated Area |
| Lot Size | 7,405 sqft (0.169 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $892.00 (2025) |
| Primary APN | 78894 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,017 sqft Heated Area |
| Gross Area | 2,125 sqft Gross Area |
| 1st Floor | 1,240 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.169 acres) |
| Depth X Width | 100 ft x 75 ft Depth x Width |
| Shed | 1 Shed |
|---|---|
| Shed Area | 144 sqft Shed |
| Porch | Enclosed Porch |
| Porch Area | 885 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 78894 |
|---|---|
| Street Address | 13 14TH ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4618 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD PB B PG 34 BLK 290 W 1/2 LOTS 1-4 & N 20 FT OF LOT 5 12/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 1 |
| Legal Block | 290 |
| Legal Lot Number | 1-5,12 2 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 4 |
| Census Block | 4050 |
| Census Tract | 43500 |
Source: Osceola County records · APN 78894
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 13 14TH ST, SAINT CLOUD, FL 34769-4618 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 28, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage GOODLEAP LC |
| Jul 23, 2019 | Deed of Trust, Mortgage · Line of Credit ADDITION FIN'L CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 01, 1988 |
| Deed Sale | Jan 01, 1988 |
| Deed Doc Number | 0000865816 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 13 14TH ST, SAINT CLOUD, FL 34769-4618 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 13 14TH ST, SAINT CLOUD, FL 34769-4618 |
| Document Number | 0065101601 |
|---|---|
| Date | Nov 28, 2023 |
| Book Page | 6510/1601 |
| Instrument | 2023155171 |
| Name | GOODLEAP LC |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 13 14TH ST, SAINT CLOUD, FL 34769-4618 |
| Document Number | 0055642527 |
| Instrument Date | Jul 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2019 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 13 14TH ST ST CLOUD FL 347694618, ST CLOUD, FL 34769-4618 |
| Document Number | 0055642527 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 005564/002527 |
| Instrument | 97993 |
| Name | ADDITION FIN'L CU |
|---|---|
| Address | LAKE MARY, FL 32746 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Jul 29, 2054 |
| Rate Type | Adjustable Rate |
|---|
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $892.00 (+10.67%) Homeowner's exemption Senior Citizen's exemption | $104,369 (+5.99%) | $290,900 (+11.88%) Land $55,000 Building $235,900 |
| 2023 | $806.00 (+6.75%) Homeowner's exemption Senior Citizen's exemption | $98,474 (+3%) | $260,000 (+16.12%) Land $50,000 Building $210,000 |
| 2022 | $755.00 Homeowner's exemption Senior Citizen's exemption | $95,606 | $223,900 Land $45,000 Building $178,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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