Bay County property record for 13 13th E Ave, Panama City, FL 32401
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $19,800 (Oct 2012) |
| Tax Bill | $394 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10042-050-000 |
| Primary APN | 10042-050-000 |
|---|
| Lot Area | 14,985 sqft (0.344 acres) |
|---|---|
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Street Address | 13TH E AVE |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | LYNN HAVEN PLAT LOTS 9 & 10 BLK 213 (102C4) |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 09 |
| Legal Subdivision | LYNN HAVEN PLAT |
| Legal Block | 213 |
| Legal Lot Number | 9,10 10 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 1402 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 705 E 12TH ST, LYNN HAVEN, FL 32444-2701 |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2012 · Amount on Record |
| Deed Sale | Oct 29, 2012 · Amount on Record |
| Prior Sale | Feb 7, 2012 · Amount on Record |
| Deed Document Number | 2012059696 |
| Deed Book / Page | 3454 / 1028 |
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Lynn Haven City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $394.00 (-26.77%) | $26,250 (-2.05%) Land $26,250 | $26,250 (-2.05%) Land $26,250 |
| 2023 | $538.00 (+5.49%) | $26,800 (+5.1%) Land $26,800 | $26,800 (+5.1%) Land $26,800 |
| 2022 | $510.00 | $25,500 Land $25,500 | $25,500 Land $25,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 34 (1998–2026) |
| Claims Outside the SFHA | 34 of 34 |
| Most Recent Claim | Jan 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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