Essex County and Beverly City property record for 12R E Garfield Ave, Beverly, MA 01915
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,805 sqft · built 1984 |
| Lot Size | 0.407 acres (17,711 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Nov 2020) |
| Tax Bill | $8,118 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jul 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R10 |
| Primary APN | R10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,805 sqft Living Area |
| Gross Area | 2,776 sqft |
| Basement Area | 828 sqft |
| Unfinished Basement | 828 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,711 sqft (0.407 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1720 |
|---|---|
| Street Address | 12R E GARFIELD AVE |
| City | BEVERLY |
| State | MA |
| Zip | 01915-3966 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | 243 |
| Jurisdiction | BEVERLY MA |
| Township / Civil Division | BEVERLY |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 217202 |
Source: Essex County and Beverly City records · APN R10
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 E GARFIELD AVE, R, BEVERLY, MA 01915-3966 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2022 | Deed of Trust, Mortgage · Line of Credit HANSCOM FCU |
| Jul 06, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance NORTH SHORE BANK |
| Nov 13, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 13, 2020 · Amount on Record |
| Deed Sale | Nov 13, 2020 · Amount on Record |
| Prior Sale | Sep 28, 1984 · Amount on Record |
| Deed Book / Page | 39178 / 161 |
| Last Transfer Date | Jun 30, 2021 |
| Transfer Doc | 040057-139 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEVERLY MA |
| Property Address | 12R E GARFIELD AVE, BEVERLY, MA 01915-3966 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 041126-510 |
|---|---|
| Date | Aug 12, 2022 |
| Book Page | 41126/510 |
| Instrument | 20220812001050 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEVERLY MA |
| Recording Date | Jul 06, 2021 |
| Property Address | 12R E GARFIELD AVE, BEVERLY, MA 01915-3966 |
| Document Number | 040057-137 |
| Book / Page | 40057 / 137 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 20210706004320 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12 E GARFIELD AVE # R, R, BEVERLY, MA 01915-3966 |
| Document Number | 20210706004330 |
|---|---|
| Date | Jul 06, 2021 |
| Instrument | 20210706004330 |
| Name | NORTH SHORE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEVERLY MA |
| Recording Date | Nov 13, 2020 |
| Property Address | 12R E GARFIELD AVE, BEVERLY, MA 01915-3966 |
| Document Number | 039178-161 |
| Book / Page | 39178 / 161 |
| Instrument Date | Nov 09, 2020 |
| Instrument | 20201113006010 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | CABOT ST, BEVERLY, MA 01915 |
| Document Number | 201113006020 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 201113006020 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Beverly City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Beverly City |
| Unified School District | Beverly School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,118.00 (+3.39%) | $738,700 (+5.65%) Land $387,500 Building $351,200 | $611,705 |
| 2024 | $7,852.00 (+3.25%) | $699,200 (+3.52%) Land $348,000 Building $351,200 | |
| 2023 | $7,605.00 | $675,400 Land $324,200 Building $351,200 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 6 (1978–2014) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Feb 2014 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 537 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BEVERLY WATER DEPT serves 47,461 people |
|---|---|
| Water Source | Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD |
| Last State Inspection | Nov 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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