12R Concord St, Wilmington, MA 01887 Property Records

Middlesex County and Wilmington Town property record for 12R Concord St, Wilmington, MA 01887

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,020 sqft · built 1994
Lot Size2.86 acres (124,582 sqft)
Owner2 Individual Names on File
Last Sale$314,900 (Jun 2000)
Tax Bill$13,539 (2026)
Deeds & MortgagesJan 2021 Refinance
Flood ZoneZone X (minimal risk)
APNWILM M:0078 L:0000 P:0002A

Property Details

APN / Parcel Number

Primary APNWILM M:0078 L:0000 P:0002A

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms13 Rooms
Stories2 Stories
Building Area4,020 sqft Living Area
Gross Area7,604 sqft
1st Floor Area1,740 sqft
AtticAttic
Attic Area1,020 sqft
Basement Area1,020 sqft
Unfinished Basement1,020 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area124,582 sqft (2.86 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address12R CONCORD ST
CityWILMINGTON
StateMA
Zip01887-2102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20
JurisdictionWILMINGTON MA
Township / Civil DivisionWILMINGTON
Census Block Group4
Census Block4011
Census Tract331102

Owner

12R Concord St is owned by two individuals who bought it in June 2000.

Source: Middlesex County and Wilmington Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address12 CONCORD ST, R, WILMINGTON, MA 01887-2102
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 9, 2000 · Amount on File
Deed SaleJun 9, 2000 · Amount on File
Prior SaleJul 30, 1997 · Amount on File
Deed Book / Page10868 / 157
Transfer Doc26075-55
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILMINGTON MA
Property Address12R CONCORD ST, WILMINGTON, MA 01887-2102
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number35185-38
DateJan 13, 2021
Book Page35185/38
Instrument2142
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 12R Concord St was $13,539, up 7.4% from the year before.

Source: Middlesex County and Wilmington Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionWilmington Town
Unified School DistrictWilmington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,539.00 (+7.35%)$1,186,600 (+7.73%) Land $330,100 Building $856,500$1,204,153 (+15%)
2025$12,612.00 (+1.98%)$1,101,500 (+1.8%) Land $305,800 Building $795,700$1,047,090 (+5.45%)
2024$12,367.00 (+7.42%)$1,082,000 (+12.22%) Land $305,800 Building $776,200$992,940
2023$11,513.00$964,200 Land $278,000 Building $686,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12R Concord St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1996–2014)
Claims Outside the SFHA1 of 2
Most Recent ClaimDec 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12R Concord St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWILMINGTON WATER DEPT
serves 21,654 people · EPA ID MA3342000
Water SourcePurchased surface water from MWRA
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

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