12N371 Westview St, Elgin, IL 60124 Property Records

Kane County property record for 12N371 Westview St, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,256 sqft · built 1973
Lot Size	0.438 acres (19,096 sqft)
Owner	2 Individual Names on File
Last Sale	$204,000 (Sep 2014)
Tax Bill	$6,446 (2025)
Deeds & Mortgages	Feb 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`06-08-428-004`

Property Details

APN / Parcel Number

Primary APN	`06-08-428-004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,256 sqft Living Area
Gross Area	2,512 sqft
1st Floor Area	1,256 sqft
Basement Area	1,256 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	19,096 sqft (0.438 acres)
Lot Width	180 ft Width
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	12N371 WESTVIEW ST
City	ELGIN
State	IL
Zip	60124-4851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALMORA HEIGHTS 3RD ADDN LOT 21 BLOCK 2
Legal Subdivision	ALMORA HEIGHTS
Legal Block	2
Legal Lot Number	21
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3008
Census Tract	851904

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12N371 WESTVIEW ST, ELGIN, IL 60124-4851
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2014 · Amount on File
Deed Sale	Sep 25, 2014 · Amount on File
Prior Sale	Nov 4, 2013 · Amount on File
Deed Document Number	201447836
Last Transfer Date	Sep 4, 2025
Transfer Doc	0000035250
Record Updated	Oct 29, 2026

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	12N371 WESTVIEW ST, ELGIN, IL 60124-4851
Document Number	0000013056
Instrument Date	Feb 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12N371 WESTVIEW ST ELGIN IL 601244851, ELGIN, IL 60124-4851

Mortgage

Document Number	0000013056
Date	Mar 12, 2020
Instrument	13056

Lender

Name	FLAGSTAR BK
Type	Bank
Address	FARMERS BRANCH, TX 75234

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2050

Interest

Rate	4%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,446.00 (+4.69%) Homeowner's exemption	$101,004 (+8.57%) Land $27,767 Building $73,237	$303,133 (+8.57%) Land $83,334 Building $219,799
2024		$93,031 (+21.39%) Land $25,575 Building $67,456	$279,205 (+21.44%) Land $76,756 Building $202,449
2022	$6,157.00 (+5%) Homeowner's exemption	$76,636 (+6.96%) Land $21,068 Building $55,568	$229,908 (+6.96%) Land $63,204 Building $166,704
2021	$5,864.00 Homeowner's exemption	$71,649 Land $19,697 Building $51,952	$214,947 Land $59,091 Building $155,856

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband.

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