12N261 Westview St, Elgin, IL 60124 Property Records

Kane County property record for 12N261 Westview St, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,034 sqft · built 1964
Lot Size	0.475 acres (20,700 sqft)
Owner	Individual Name on File
Last Sale	$278,500 (Oct 2022)
Tax Bill	$5,866 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-08-428-009`

Property Details

APN / Parcel Number

Primary APN	`06-08-428-009`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,034 sqft Living Area
Gross Area	2,654 sqft
1st Floor Area	2,034 sqft
Basement Area	620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Frame
Lot Area	20,700 sqft (0.475 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	12N261 WESTVIEW ST
City	ELGIN
State	IL
Zip	60124-4851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALMORA HEIGHTS 3RD ADDN LOT 16 BLOCK 2
Legal Subdivision	ALMORA HEIGHTS
Legal Block	2
Legal Lot Number	16
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3009
Census Tract	851904

Owner

12N261 Westview St is owned and occupied by an individual who bought it in October 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	12N261 WESTVIEW ST, ELGIN, IL 60124-4851
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS
May 22, 2017	Special Warranty Deed, Transfer · FHA Mortgage INLANTA MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2022 · Amount on File
Deed Sale	Oct 14, 2022 · Amount on File
Prior Sale	May 22, 2017 · Amount on File
Deed Document Number	202250595
Prior Transfer Date	Jun 1, 2007
Prior Transfer Doc	0000065162
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 14, 2022
Property Address	12N261 WESTVIEW ST, ELGIN, IL 60124-4851
Document Number	0000050595
Instrument Date	Sep 1, 2022
Instrument	2022K050595
Transaction Type	Transfer
Record Updated	Oct 20, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$278.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12N261 WESTVIEW ST, ELGIN, IL 60124-4851

Mortgage

Document Number	0000050596
Date	Oct 14, 2022
Instrument	2022K050596

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.87%

May 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 22, 2017
Property Address	12N261 WESTVIEW ST, ELGIN, IL 60124-4851
Document Number	0000025976
Instrument Date	Apr 28, 2017
Instrument	2017K025976
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	286 N RANDALL RD, 286, SAINT CHARLES, IL 60174-1525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12N261 WESTVIEW ST, ELGIN, IL 60124-4851

Mortgage

Document Number	0000025977
Date	May 22, 2017
Instrument	2017K025977

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Mortgage

Document Number	0000025983
Date	May 22, 2017
Instrument	2017K025983

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 12N261 Westview St was $5,866 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,866.00 Homeowner's exemption	$103,188 (+8.57%) Land $27,767 Building $75,421	$309,688 (+8.57%) Land $83,334 Building $226,354
2024		$95,043 Land $25,575 Building $69,468	$285,243 Land $76,756 Building $208,487
2022	$5,645.00 (+6.25%) Homeowner's exemption	$78,293 (+6.96%) Land $21,068 Building $57,225	$234,879 (+6.96%) Land $63,204 Building $171,675
2021	$5,313.00 Homeowner's exemption	$73,198 Land $19,697 Building $53,501	$219,594 Land $59,091 Building $160,503

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12N261 Westview St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12N261 Westview St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband.

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