12N186 Randall Rd, Elgin, IL 60123 Property Records

Kane County property record for 12N186 Randall Rd, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,780 sqft · built 1948
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Sep 2022)
Tax Bill	$9,340 (2025)
Deeds & Mortgages	May 2023 Transfer Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-08-429-023`

Property Details

APN / Parcel Number

Primary APN	`06-08-429-023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,780 sqft Living Area
Gross Area	5,560 sqft
1st Floor Area	2,780 sqft
Basement Area	2,780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Frame
Lot Area	65,340 sqft

Location & Zoning

Street Address	12N186 RANDALL RD
City	ELGIN
State	IL
Zip	60123-4848
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NONE PART EAST 1/2 SOUTHEAST 1/4 SEC 8-41-8 DESC IN DOC 1334612 (EXCEPT DOC 1688698)
Legal Range	08
Legal Township	41
Legal Section	08
Legal Block	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3007
Census Tract	851904

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12N186 RANDALL RD, ELGIN, IL 60123-4848
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Intrafamily Transfer, Transfer
Sep 22, 2022	Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2022 · Amount on Record
Deed Sale	Sep 22, 2022 · Amount on Record
Deed Document Number	202247258
Last Transfer Date	May 4, 2023
Transfer Doc	0000014597
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	May 8, 2023
Property Address	12N186 RANDALL RD, ELGIN, IL 60123-4848
Document Number	0000014597
Instrument Date	May 4, 2023
Instrument	2023K014597
Transaction Type	Transfer
Record Updated	May 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12N186 RANDALL RD, ELGIN, IL 60123-4848

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Sep 22, 2022
Property Address	12N186 RANDALL RD, ELGIN, IL 60123-4848
Document Number	0000047258
Instrument Date	Aug 18, 2022
Instrument	2022K047258
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12N186 RANDALL RD, ELGIN, IL 60123-4848

Mortgage

Document Number	0000047259
Date	Sep 22, 2022
Instrument	2022K047259

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.49%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,340.00 (+12.35%)	$154,817 (+8.57%) Land $42,224 Building $112,593	$464,637 (+8.57%) Land $126,723 Building $337,914
2024		$142,596 (+21.39%) Land $38,891 Building $103,705	$427,959 (+21.44%) Land $116,720 Building $311,239
2022	$8,313.00 (+6.39%) Homeowner's exemption	$117,466 (+6.96%) Land $32,037 Building $85,429	$352,398 (+6.96%) Land $96,111 Building $256,287
2021	$7,814.00 Homeowner's exemption	$109,822 Land $29,952 Building $79,870	$329,466 Land $89,856 Building $239,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband.

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