12N085 Wildmere Dr, Elgin, IL 60123 Property Records

Kane County property record for 12N085 Wildmere Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,776 sqft · built 1961
Lot Size	1.51 acres (65,972 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Aug 2026)
Tax Bill	$8,363 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-09-352-005`

Property Details

APN / Parcel Number

Primary APN	`06-09-352-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,776 sqft Living Area
1st Floor Area	1,776 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	65,972 sqft
Lot Width	252 ft Width
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	12N085 WILDMERE DR
City	ELGIN
State	IL
Zip	60123-4865
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND AVE ESTATES LOT 7
Legal Subdivision	HIGHLAND AVE ESTATES
Legal Block	3
Legal Lot Number	7
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3010
Census Tract	851904

Owner

Source: Kane County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	138 W WASHINGTON ST, WEST CHICAGO, IL 60185-6702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS
Apr 23, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 13, 2018	Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Sep 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2026 · Amount on Record
Deed Sale	Aug 12, 2026 · Amount on Record
Prior Sale	Nov 13, 2018 · Amount on Record
Deed Document Number	202634647
Prior Transfer Date	Mar 27, 2019
Prior Transfer Doc	0000015665
Record Updated	Sep 20, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Aug 12, 2026
Property Address	12N085 WILDMERE DR, ELGIN, IL 60123-4865
Document Number	0000034647
Instrument Date	Jul 24, 2026
Instrument	202634647
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	ADVOCUS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$83,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000034648,
Date	Aug 12, 2026
Instrument	202634648

Lender

Name	NEIGHBORHOOD LOANS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	6.75%
Max Rate	-1%

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Apr 23, 2019
Property Address	12N085 WILDMERE DR, ELGIN, IL 60123-4865
Document Number	0000015665
Instrument Date	Mar 27, 2019
Instrument	15665
Transaction Type	Transfer
Record Updated	May 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	12N085 WILDMERE DR ELGIN IL 601234865, ELGIN, IL 60123-4865

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Nov 13, 2018
Property Address	12N085 WILDMERE DR, ELGIN, IL 60123-4865
Document Number	0000054955
Instrument Date	Nov 8, 2018
Instrument	2018K054955
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$251.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 WILLOW AVE, DES PLAINES, IL 60016-4417

Mortgage

Document Number	0000054956
Date	Nov 13, 2018
Instrument	2018K054956

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.84%
Change Frequency	2 Years

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Sep 6, 2018
Property Address	12N085 WILDMERE DR, ELGIN, IL 60123-4865
Document Number	0000043755
Instrument Date	Aug 31, 2018
Instrument	43755
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	230 W STATE ST SYCAMORE IL 601781419, SYCAMORE, IL 60178-1419

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,363.00 (+13.49%) Homeowner's exemption	$132,300 (+8.57%) Land $41,324 Building $90,976	$397,059 (+8.57%) Land $124,022 Building $273,037
2024		$121,857 (+21.39%) Land $38,062 Building $83,795	$365,717 (+21.44%) Land $114,232 Building $251,486
2022	$7,369.00 (+6.09%) Homeowner's exemption	$100,381 (+6.96%) Land $31,354 Building $69,027	$301,143 (+6.96%) Land $94,062 Building $207,081
2021	$6,946.00 Homeowner's exemption	$93,849 Land $29,314 Building $64,535	$281,547 Land $87,942 Building $193,605

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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