12E Andover Cir, Princeton, NJ 08540 Property Records

Somerset County and Montgomery Township property record for 12E Andover Cir, Princeton, NJ 08540

Property Summary

Property Type	Single Family Home
Details	1,463 sqft · built 1986
Lot Size	0.056 acres (2,439 sqft)
Owner	Individual Name on File
Last Sale	$518,000 (Oct 2025)
Tax Bill	$9,387 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-37003-0000-00001-090`

Property Details

APN / Parcel Number

Primary APN	`13-37003-0000-00001-090`
Alternative APN	`00004003`

Interior

Building Area	1,463 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	2,439 sqft (0.056 acres)
Garage Type	Attached

Location & Zoning

Account Number	00004003
Street Address	12-E ANDOVER CIR
City	MONTGOMERY
State	NJ
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MONTGOMERY WOODS PH 3
Legal Block	37003
Legal Lot Number	1.90
Jurisdiction	SOMERSET NJ
Township / Civil Division	MONTGOMERY
Census Block Group	3
Census Block	3003
Census Tract	54201

Owner

12E Andover Cir is owned by an individual who bought it in October 2025.

Source: Somerset County and Montgomery Township records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	12E ANDOVER CIR, PRINCETON, NJ 08540-1753
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 23, 2022	Deed, Transfer · Conventional Mortgage US HOME CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2025 · Amount on File
Deed Sale	Oct 20, 2025 · Amount on File
Prior Sale	Feb 23, 2022 · Amount on File
Deed Document Number	202529142
Deed Book / Page	7645 / 907
Record Updated	Sep 20, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Oct 20, 2025
Property Address	12E ANDOVER CIR, PRINCETON, NJ 08540-1753
Document Number	0000029142
Book / Page	7645 / 907
Instrument Date	Oct 9, 2025
Instrument	2025029142
Transaction Type	Transfer
Record Updated	Oct 31, 2025
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,347.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4449 COTTON SEED WAY, PROSPER, TX 75078-4134

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12E ANDOVER CIR, PRINCETON, NJ 08540-1753

Mortgage

Document Number	0000029143
Date	Oct 20, 2025
Instrument	2025029143

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2045

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Feb 23, 2022
Property Address	12E ANDOVER CIR, PRINCETON, NJ 08540-1753
Document Number	0000008035
Book / Page	7426 / 2931
Instrument Date	Jan 31, 2022
Instrument	2022008035
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,066.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39088 TWINCREEK LN, 39088, LOVETTSVILLE, VA 20180-1811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 FOUNTAYNE CT # E, E, PRINCETON, NJ 08540-7823

Mortgage

Document Number	0000008036
Date	Feb 23, 2022
Instrument	2022008036

Lender

Name	US HOME CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 12E Andover Cir was $9,387, up 1.8% from the year before.

Source: Somerset County and Montgomery Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Montgomery Township
Unified School District	Montgomery Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,900 (-) Land $192,400 Building $76,500	$268,900 (-) Land $192,400 Building $76,500
2025	$9,387.00 (+1.84%)	$268,900 Land $192,400 Building $76,500	$268,900 Land $192,400 Building $76,500
2024	$9,217.00
2023		$268,900 Land $192,400 Building $76,500	$268,900 Land $192,400 Building $76,500
2022	$8,666.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12E Andover Cir in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	10 (1987–2021)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Irene, Aug 2011 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12E Andover Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Andover Cir

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