12997 Ellen Dr, Genoa, IL 60135 Property Records

DeKalb County property record for 12997 Ellen Dr, Genoa, IL 60135

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,838 sqft · built 1966
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on Record
Last Sale$206,500 (Jan 2020)
Tax Bill$6,371 (2024)
Deeds & MortgagesMar 2024 Mortgage
Mar 2020 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN06-05-253-003

Property Details

APN / Parcel Number

Primary APN06-05-253-003

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,838 sqft Living Area
Gross Area2,470 sqft
1st Floor Area1,838 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions217 ft deep x 100 ft wide
Garage TypeAttached
Garage Area440 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0605253003
Street Address12997 ELLEN DR
CityGENOA
StateIL
Zip60135-7736
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDR
Legal DescriptionPT NE 1/4 - SEC 5 - T41N R5E
Legal Range05E
Legal Township41N
Legal Section05
JurisdictionDE KALB IL
Township / Civil DivisionSYCAMORE
Census Block Group3
Census Block3000
Census Tract402

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12997 ELLEN DR, GENOA, IL 60135-7736
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2024Deed of Trust, Mortgage · Conventional Mortgage
OLD NATIONAL BANK
Mar 12, 2020Deed of Trust, Mortgage · Line of Credit
FIRST MIDWEST BK
Jan 21, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Apr 2, 2019Grant Deed, Transfer · Conventional Mortgage
FIRST NAT'L BK/OTTAWA
Sep 25, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 21, 2020 · Amount on Record
Deed SaleJan 21, 2020 · Amount on Record
Prior SaleApr 2, 2019 · Amount on Record
Deed Document Number2020597
Prior Transfer DateSep 22, 2017
Prior Transfer Doc0000009432
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address12997 ELLEN DR, GENOA, IL 60135-7736
Transaction TypeMortgage
Record UpdatedApr 2, 2026
Title CompanyFIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name
Address12997 ELLEN DR, GENOA, IL 60135-7736

Mortgage

Document Number0000001713
DateMar 11, 2024
Instrument2024001713
Lender
NameOLD NATIONAL BANK
TypeBank
Address1 MAIN ST, EVANSVILLE, IN 47708
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2054
Interest
Rate TypeFixed Rate
Rate6.62%

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address12997 ELLEN DR, GENOA, IL 60135-7736
Document Number0000003218
Instrument DateMar 12, 2020
Transaction TypeMortgage
Record UpdatedMay 19, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12997 ELLEN DR GENOA IL 601357736, GENOA, IL 60135-7736

Mortgage

Document Number0000003218
DateApr 14, 2020
Instrument3218
Lender
NameFIRST MIDWEST BK
TypeBank
AddressCHICAGO, IL 60631-3655
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 13, 2050
Interest
Rate TypeAdjustable Rate
Rate4.25%

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IL
Recording DateJan 21, 2020
Property Address12997 ELLEN DR, GENOA, IL 60135-7736
Document Number0000000597
Instrument DateJan 3, 2020
Instrument597
Transaction TypeTransfer
Record UpdatedJan 30, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$207.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12997 ELLEN DR GENOA IL 601357736, GENOA, IL 60135-7736

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDE KALB IL
Recording DateApr 2, 2019
Property Address12997 ELLEN DR, GENOA, IL 60135-7736
Document Number0000002384
Instrument DateMar 25, 2019
Instrument2384
Transaction TypeTransfer
Record UpdatedApr 22, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$175.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1702 SHARON RD STREATOR IL 613641734, STREATOR, IL 61364-1734

Mortgage

Document Number2385
DateApr 2, 2019
Instrument2385
Lender
NameFIRST NAT'L BK/OTTAWA
TypeBank
AddressOTTAWA, IL 61350
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2049

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDE KALB IL
Recording DateSep 25, 2017
Property Address12997 ELLEN DR, GENOA, IL 60135-7736
Document Number0000009432
Instrument DateSep 22, 2017
Instrument9432
Transaction TypeTransfer
Record UpdatedOct 17, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address12997 ELLEN DR GENOA IL 601357736, GENOA, IL 60135-7736

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionSycamore Township
Unified School DistrictGenoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$108,154 (+16.47%) Land $15,023 Building $93,131$324,462 (+16.47%) Land $45,069 Building $279,393
2024$6,371.00
2023$92,856 Land $12,898 Building $79,958$278,568 Land $38,694 Building $239,874

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (1999)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENOA
serves 5,298 people · EPA ID IL0370150
Water SourceGroundwater
Last State InspectionMay 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
not recorded as resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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