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12997 Borland St, Windermere, FL 34786 Property Records

Orange County property record for 12997 Borland St, Windermere, FL 34786

Property Summary

Property TypeTownhouse
Details3 bd · 2 ba · 1,325 sqft · built 2007
Lot Size0.164 acres (7,154 sqft)
OwnerCompany Name on File
Last Sale$242,000 (Jul 2019)
Tax Bill$5,681 (2025)
Deeds & MortgagesJul 2019 Sale
Flood ZoneZone X (minimal risk)
APN25-23-27-9148-00-260

Property Details

APN / Parcel Number

Primary APN25-23-27-9148-00-260
Alternative APNs
  • 272325914800260
  • 148063
  • 149231
  • 151352

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,325 sqft Living Area
Gross Area1,949 sqft
1st Floor Area740 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleTownhouse
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,154 sqft (0.164 acres)
Garage TypeDetached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area49 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12997 BORLAND ST
CityWINDERMERE
StateFL
Zip34786-6334
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeP-D
Legal DescriptionWICKHAM PARK 66/28 LOT 26
Legal Range27E
Legal Township23S
Legal Section25
Legal SubdivisionWICKHAM PARK
Legal Tract9148
Legal Lot Number26
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2008
Census Tract17112

Owner

12997 Borland St, a townhouse, is owned by a company that bought it in July 2019.

Source: Orange County records, as of April 30, 2026

Owner of RecordCompany Name on File
Mailing Address7436 LAKE ALBERT DR, WINDERMERE, FL 34786-5919
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 8, 2019 · Amount on File
Deed SaleJul 8, 2019 · Amount on File
Prior SaleJan 11, 2008 · Amount on File
Deed Document Number2019414232
Record UpdatedJun 8, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJul 8, 2019
Property Address12997 BORLAND ST, WINDERMERE, FL 34786-6334
Document Number0000414232
Instrument DateJun 19, 2019
Instrument414232
Transaction TypeTransfer
Record UpdatedJul 30, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

AmountAmount on Record
Tax$1,694.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7436 LAKE ALBERT DR WINDERMERE FL 347865919, WINDERMERE, FL 34786-5919

Tax Assessment & Valuation

The 2025 property tax bill for 12997 Borland St was $5,681, up 8.1% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$314,590 (+2.49%) Land $70,000 Building $244,590$314,590 (-1.18%) Land $70,000 Building $244,590
2025$5,681.00 (+8.09%)$306,951$318,350 Land $70,000 Building $248,350
2024$5,256.00 (+15.44%)
2023$4,553.00 (+8.87%)$270,978 (+7.58%) Land $75,000 Building $195,978$270,978 (+7.58%) Land $75,000 Building $195,978
2022$4,182.00$251,894 Land $70,000 Building $181,894$251,894 Land $70,000 Building $181,894

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12997 Borland St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 84 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12997 Borland St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: CenturyLink, T-Mobile.

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