12995 Surfside Dr, Jacksonville, FL 32258 Property Records

Duval County property record for 12995 Surfside Dr, Jacksonville, FL 32258

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,327 sqft · built 2007
Lot Size	0.04 acres (1,726 sqft)
Owner	Individual Name on File
Last Sale	$149,000 (Jun 2020)
Tax Bill	$4,206 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`158767-4860`

Property Details

APN / Parcel Number

Primary APN	`158767-4860`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,327 sqft Living Area
Gross Area	1,465 sqft
1st Floor Area	624 sqft
Upper Floors Area	736 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Townhouse
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,726 sqft (0.04 acres)
Lot Width	21 ft Width
Porch	Finished Screened Porch
Porch Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12995 SURFSIDE DR
City	JACKSONVILLE
State	FL
Zip	32258-8442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	59-65 24-4S-27E .04 SUMERLIN LOT 20A
Legal Range	27E
Legal Township	04S
Legal Section	24
Legal Subdivision	SUMERLIN
Legal Lot Number	20A
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	3
Census Block	3010
Census Tract	16812

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	12995 SURFSIDE DR, JACKSONVILLE, FL 32258-8442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · VA Mortgage TRUIST BANK
Jun 17, 2020	Warranty Deed, Transfer · FHA Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2020 · Amount on File
Deed Sale	Jun 17, 2020 · Amount on File
Prior Sale	Aug 12, 2011 · Amount on File
Deed Document Number	2020123218
Deed Book / Page	19244 / 1161
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	12995 SURFSIDE DR, JACKSONVILLE, FL 32258-8442
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	680 PICASSO AVE, PONTE VEDRA, FL 32081-5034

Mortgage

Document Number	0196811686
Date	Apr 15, 2021
Book Page	19681/1686
Instrument	2021097269

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jul 1, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jun 17, 2020
Property Address	12995 SURFSIDE DR, JACKSONVILLE, FL 32258-8442
Document Number	0192441161
Book / Page	19244 / 1161
Map Reference	MB 59 PG 65-78
Instrument Date	Jun 8, 2020
Instrument	2020123218
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	ATTORNEYS TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,043.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1847 S LANDGUARD RD, 1847, SAINT AUGUSTINE, FL 32092-1097

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12995 SURFSIDE DR, JACKSONVILLE, FL 32258-8442

Mortgage

Document Number	0192441163
Date	Jun 17, 2020
Instrument	19244/1163

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,327 (-11.2%) Land $50,000 Building $128,327	$178,327 (-11.2%) Land $50,000 Building $128,327
2025	$4,206.00 (+2.66%)	$200,815 (-4.26%) Land $65,000 Building $135,815	$200,815 (-4.26%) Land $65,000 Building $135,815
2024	$4,097.00 (+4.73%)
2023	$3,912.00 (+18.55%)	$209,758 (+27.18%) Land $60,000 Building $149,758	$209,758 (+27.18%) Land $60,000 Building $149,758
2022	$3,300.00	$164,924 Land $45,000 Building $119,924	$164,924 Land $45,000 Building $119,924

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

Nearby Properties on Surfside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures